Mo (@TheMo1) on getquin

2Mon·

Hello everyone, what do you think of the Gerd Kommer ETF? Would you invest in it? Do you think the TER of 0.5% is too high? And are there alternative ETFs that are so globally diversified and have such a balanced weighting?

18 Comments

Satoshi Nakamoto@DonkeyInvestor

2Mon

If the investment concept behind it appealed to me, then I would save for it 👍

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SceanInvest@SceanInvest

2Mon

If you understand the concept of ETFs, understand the "pain" factor investing can cause - because collecting the factor premiums means staying cool during lean periods and accepting the short-term underperformance - and appreciate the benefits of broad diversification. Then yes. Then this ETF is the egg-laying wool-milk sow and a TER of 0.5% is more than fair.

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Goldpasslord@Imperial_Trading_Company

2Mon

I have it in my savings plan as a small addition. I find the idea and the concept interesting and I use it to cover areas that I wouldn't otherwise have. I think the return in the first year was also better than expected (by Kommer himself). What I liked recently was that $GERD always reacted a little more calmly when things got turbulent and other prices went crazy (up and down).
The TER is high, yes. It is simply the result of permanent rebalancing.

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Kai@Dividenden-Sammler

2Mon

So a TER of 0.5% is one of the more expensive ETFs. Especially when you look at your portfolio, there are definitely cheaper and better ones. If it's more of a small building block because you like the concept, then you can do it.

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Unbekannt@Pirat123

2Mon

0.5 TER would be too much for me, so I would not save for it

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Soprano@Soprano

2Mon

If you are a fan and trust him, you can do that. There's nothing wrong with it and the TER doesn't matter. But there's also nothing that necessarily speaks in favor of it, so you can leave it alone.

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Alex@AlexBloch

2Wk

Kommer's goal is to outperform the ACWI IMI by 1-1.5% (on average per year) after at least(!) 1 decade. With a €100,000 investment and deduction of 0.5% costs, this means at least €1000 more at 1% per year, i.e. €30,000 after 30 years. So that's the difference between a decent electric car or a heat pump! Not to mention the doubling of the invested capital alone every 10 years: i.e. €200,000 after 10 years, or €800,000 after 30 years! If our state were to invest 100 billion once instead of pumping this amount into the pension system every(!) year as a subsidy from taxpayers' money, it would have 800 billion(!!) left over for pensions and much more in 30 years... And the people who are currently up to 30 years old would have no problem with their state pension later!!! Young people, stand up and demand this from the politicians, no matter which party !!!

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