mega-plop (@mega-plop) on getquin

1Wk·

Dear Community,

I have finally managed to convince my wife of the benefits of the stock market.

She will start with 30k and has decided on the following ETFs, which she will save a total of 3k over 10 months. After that, she would like to invest at the same rate with a fixed monthly savings rate of around €500. She does not want to start directly with the full 30k.

The breakdown is as follows:

$JGOR (+0.35%) 20%

$ETLZ 10%

$ A40C74 20%

$IS3R (+0.55%) 50%

We are aware that the USA represents a cluster risk...

Thank you for your feedback.

8 Comments

PunktPunktKommaStrich@PunktPunktKommaStrich

1Wk

$IWDA or $VWRL / $VWCE do this without much stress.

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Dividende > Zinsen@GoDividend

1Wk

how do you come up with the $jgor ? of the newly launched active etfs from jp tomorrow, this is the one that has gained almost nothing in fund volume to date! it stands at €21m as of 11.12 then another etzl that also goes to the russel? what are your thoughts on this?

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Markus@_xempex_

1Wk

What makes you think you have to convince someone of the stock market and then come up with 4 "special ETFs" like US Small Cap, active EFT with 0.5% TER, World Momentum Factor bli bla bla blubb? And all this in perfectly planned percentages. Irrespective of the fact that these can certainly be good investments, I personally find this disconcerting.

It seems more like you can finally live out your gambling instinct/optimization mania with your wife's money. ...sorry...
If someone is starting out and needs to get a feel and experience for the stock market, an All-World or MSCI World would be a much better choice. In the worst case scenario, a person should be able to manage their own portfolio on their own. Let something be with you. What do you think is better for a beginner to manage... an ETF on the All-World with a savings rate or 4 ETFs with buzzwords like Factor and Momentum?

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Kai@Dividenden-Sammler

1Wk

What possessed you to put something like this together. I can only shake my head.

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mega-plop@mega-plop

1Wk

Thanks for all the helpful comments and the one nonsensical...

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