Mediengestalter (@equity_expert

3Mon·

Portfolio Feedback

Good afternoon,

I need your tips on what I should do. Shortly before August 1, I bought the ETF All-World $VWCE (+0.65%) ETF in large quantities at once (approx. 10,000 euros). I also bought shares in various tech companies such as Google $GOOGL (+0.83%) , Nvidia $NVDA (+0.47%) Amazon $AMZN (+0.88%) Adobe $ADBE (+0.75%) and Apple. The problem arose last Friday when various positions fell sharply by 8 to 16 percent. The position of the ETF $VWCE (+0.65%) itself fell by around 4 percent.

Although the percentage loss of the ETF is small $VWCE (+0.65%) is small (only 4 percent), but with a stake of 10,000 euros, the absolute loss of around 400 euros is still considerable.

Today I also read briefly about a possible economic recession, which could lead to the ETF $VWCE (+0.65%) could even fall by 30 percent. With an investment of 10,000 euros, this would mean a loss of around 3,000 euros.

In retrospect, I should have bought the shares monthly via a savings plan instead of all at once.

Should I now sell the shares and ETFs quickly at a loss or wait? That will also be painful, as the losses are already high.

Thank you in advance for your advice.

25 Comments

3Mon

Just keep a savings plan running and automatically buy more shares when prices rise 🙂 I've been in the market for years and so far the market has always emerged stronger from a correction 🍀🙂🙋🏻‍♂️

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GeldGenie@GeldGenie

3Mon

Hi!

The nervousness of an investor is usually due to the following points, without weighting:
- Ignorance
- Excessive investment (speed)
- Lack of a nest egg
- Lack of liquidity planning.

If you have a nest egg, you know that you won't need your money for the next 5 years, you have informed yourself about the specific investments and about investing in general - it can only be due to speed.

If you explain your situation in more detail, I can give you more specific advice.

In general: I would hold on to the positions, let the savings plans run as usual and thus push the average down. So you use the low entry prices for long-term success.

But if you need money from the pot soon, then I would think about an exit, also here :slowly:.

It's your money - it's your decision. You can't rely on anyone and only you bear the consequences.

As a little motivation: I lost about 50% of your portfolio value last week - and I'm holding on to everything and continuing to invest regularly. I'll be fine! :-)

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Olaf@Olaftheheino

3Mon

Diggi you are not investing for 2 months but at least for 5 years all easy lean back drink beer and buy more now is the time to buy cheap and make the profits

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Michelle@About2Learn

3Mon

Have a little patience. At first, of course, it's shocking, but it's also moving in a more positive direction. Before a recession, it may also go up again. If you are still liquid, buy gradually, possibly using a savings plan.
Just be patient (:

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Meikl_22@Meikl_22

3Mon

Hello. How long is your investment horizon?

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Stefan@Slucks87

3Mon

Don't panic! Just let the savings plan continue to run and be happy about falling prices (cheap naked opportunities) there were times depending on when you got in that you were in the red for years with an etf and yet there were new all-time highs and there will certainly be again, I have positions that are about 20% in the red, I'm now buying specifically and just let it run

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Skymoon@Skymoon86

3Mon

Exactly same situation for me but 20k€ iso 10k€. I will just hold for long term and keep buying the ETF when I have money.

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FunFun@__FunFun__

3Mon

Just leave it - you only have a loss when you realize it ^^

And no, statistically it is better to invest a single amount at once instead of over months or even years per savings plan =
time in the market beats timing the market

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Ironman@Ironman2022

3Mon

If you're asking questions like that, you obviously didn't do your homework before investing. Shares are only for the long term. Interim corrections are quite normal!

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Charmin@Charmin

3Mon

If you don't need the money - leave it, set up a savings plan - it's just a few clicks. Then it's best to forget you even have it. If, on the other hand, you've been playing with money that you might need soon, phew ...

Your post clearly shows that you have nerves of steel. That's fatal for equity investments, especially if you only think in the short term.

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