Hi all. I’m a 19-year-old who began investing in March 2023. My initial focus was on cryptocurrencies, specifically Bitcoin and Ethereum. However, I’ve recently started exploring stocks and ETFs as a way to diversify my portfolio and think more long-term.

I’m currently able to invest €300 each month and my investment goals are set for the long term, looking at a horizon of 20-30 years. In terms of specific investments, I’ve been considering these following stocks and would like to hear your thoughts on them. $AAPL (+1.26%), $MSFT (+1.55%), $TXRH (+1.57%), $MA (+1.85%), $SPGI (+1.42%), $VICI (+0.32%), $UNP (+1.96%), and $BRK.B (+1.54%). For ETFs, I’m already invested in $VUSA (+1.03%) and $EQQQ (+0.93%).

Given the amount I’m able to invest monthly, I believe it’s wise not to have too many different positions in my portfolio. At this stage, my focus is more on growth, but as years pass, I plan to shift towards a strategy that also yields dividends.

I would really appreciate any insights, thoughts, or guidance you could offer on my approach, especially regarding the stocks and ETFs I’ve mentioned. Any advice or personal experiences you can share would be incredibly helpful.

Looking forward to your responses and thank you in advance for your help!