Jamie-Lee (@investmentmaus) on getquin

7Mon·

Which one makes more sense from your point of view?

I know that the way I've just planned it doesn't make much sense... hence the question! You are a great help and I implemented your tips for my portfolio yesterday, but I can't get any further :(

$$SPPW (+0.03%) and $LCUW (+0.03%)

please be kind, I am sensitive 😂

24 Comments

Kevin E.@KevinE

7Mon

It's best to link both, then you can compare them properly. First enter a dollar sign and then select the product $IWDA (e.g.).

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PowerWordChill@PowerWordChill

7Mon

It doesn't matter, the $SPPW has a slightly better tracking difference
https://extraetf.com/de/etf-comparison?products=IE00BFY0GT14-etf,LU1781541179-etf
However, the main point against $LCUW is that Amundi are French... 😂

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Carlo@Carlooooo

7Mon

I would prefer the one from Spdr, as the fund domicile is Ireland and you therefore pay less withholding tax on US dividends, which is good for performance

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Marvin@SchlaubiSchlumpf

7Mon

First of all, it's cool that you're implementing the ideas so quickly! As some have already said here, they are very similar. As some have already written, I would go for the one from Ireland. But it also depends on whether you like synthetic replicas or not. (Do a quick google if it's unclear, it's never bothered me before). Wouldn't use both as they track the same index.

If you want to keep and build up some of the individual stocks you have, go ahead. Pick a few and really get to grips with them. You already have the positions anyway. With little knowledge, an ETF like the one you have chosen probably has a good risk/reward ratio.

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Jamie-Lee R.@investmentmaus

7Mon

And the next question: do I get vacation and Christmas bonuses - is there any reason not to put them into the etf in August and November as a "total" and individual investment?

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Luffy@Luffy3D2Y

7Mon

I would take the simple $SPPW. The other one is based on the MSCI World Index, but with a small modification.

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Iwas M.@SSIT

7Mon

iShares calls it "Core", but it's actually just a normal MSCI World. So it should be the same ETF twice from different providers, and I would go for just one to keep the whole thing leaner. :)

Is the second one accumulating/acc or distributing/distributing? There may still be a difference.

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Eugene H.@KrustyKrab

7Mon

Do you know the difference between "distributing" and "accumulating" for the World ETFs? Feel free to post the ISIN/WKN or, as Kevin rightly said, link the products. You would be unfaithful to the "cost-average effect" with the one-off investment, but if the price is good, that can only help ;) Only ZARA, H&M, LVMH & Co would have something against it 😂

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Krush82@Krush82

7Mon

It makes no significant difference whether you choose the first or second ETF for your asset accumulation. The first is accumulating, the second could be distributing. Unfortunately, there are no details on exactly which product is involved.

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McCrispy@McCrispy

7Mon

What about this one $ISAC

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