I bought the VanEck Bitcoin ETN $VBTC (-3.25%) with a TER of 1%. However, I plan $BTC (-1.79%) to hold until after the 2028 halving, so I "lose" 1% of the price every year due to the high TER. I have now bought a crypto broker... what do you think, just sit out the 1% TER or sell the ETN and use the money (minus taxes, mind you) to buy BTC again directly via the broker, without TER? Thank you for your opinions!