Mau (@ProMau) on getquin

1Yr·

Hello all,

I would like to start my first savings plan in the FTSE All World.

Here is the question of when to execute the savings plan. Which day of the month have you chosen and why? Are there any advantages and disadvantages of executing at the beginning/middle/end of the month?

Thank you in advance.

5 Comments

Ronald@AlterMann

1Yr

Only one thing is important: Do it!

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Rmann@Epi

1Yr

There is indeed an effect, the so-called month-end effect. Accordingly, the prices rise statistically more often around the turn of the month. That's obvious, given all the savings plans. There are also studies on which date a savings plan execution would be worst (middle of the month) and best (turn of the month). The difference is about 0.5%pa, if I remember correctly.

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Ella Marie Waschbär@DividendenWaschbaer

1Yr

No, there is no difference. You buy through the savings plan anyway at the average price and in the long run it makes absolutely no difference.

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Mau@ProMau

1Yr

There is also the accumulating variant. However, 2 different (Euro;Dollar). Would you invest here rather in the A3D7QX or A3EC3H? Where the dollar would be 0.05% cheaper.

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DerMartin@DerMartin

1Yr

Take the next possible date after the salary. The rest does not matter. The main thing is to do.

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