Hello together,

since I always find the portfolio feedbacks very interesting, I wanted to share my portfolio as well.

For the build up I have chosen to look at @DonkeyInvestor "HowTo: Portfolio-Feedback on GetQuin" - thanks for that!

Briefly something about my person:

My name is Matthias, I am 22 years old and last year I completed my training as an industrial specialist.

Currently, I still live with my parents and can therefore save a lot of costs - I take advantage of this by having a higher savings rate.

Lately, I've been sorting out a lot of old things - stupid, ill-considered purchases of mine, but also other things.... For example, for 2 years I paid into the fund selection of a structural distributor at the invitation of a friend (the classic I know). In the meantime I have terminated the whole thing. With the loss of approx. 2,000 EUR I have concluded and consider the whole thing as expensive apprenticeship money.

Step 1: Tell something about your investment horizon and your goals

My investment horizon is very long term (30 years +). My goal is simply to grow my wealth and benefit from compound interest. Optimally, the whole thing should allow me to retire earlier and nicely.

Step 2: Outline your strategy and explain how you intend to achieve your goals.

The majority of my portfolio will be accumulation ETFs. I invest 750 - 1,000 EUR in these every month. In addition, I occasionally buy manually when the time seems favorable and additional capital is available.

In addition to the ETFs, I have added some dividend stocks to my portfolio - in the future, I want to use more and more of my tax-free allowance.

Currently, these are mainly German companies, so I do not want to expand them further for the time being.

But I also don't want to get too many individual stocks in my portfolio, so that I can always keep track.

Step 3: Explain why you have chosen exactly the stocks in your portfolio

For the ETFs, I have decided on the following distribution: 65%. $LCUW (+0.51%) 25% $EIMI (-0.2%) 10% $WSML (+0.57%)

I deliberately decided against an all-world ETF because I like and enjoy determining the composition myself.

$VUL (-8.62%) One of my first purchases - I was
I was made aware of the company by a friend, found the vision exciting and therefore happily invested. I deliberately continue to take the risk because I believe in the company. I have already withdrawn my original investment (500 EUR) at a profit through a partial sale (1,500 EUR).

$ENR (+7.04%) I had the company on my watchlist for a long time and then I bought it when the share price fell last year. In retrospect, a little too early, but am still very happy with it.

Dividend stock: $BAS (-0.55%)
$DPW (-1.16%)
$AIR (-1.39%)
$BATS (+1.76%)

I chose these companies because the respective purchase prices in combination with the dividend seemed favorable to me. $BATS (+1.76%) is the newest member and is still to be expanded to 50.

Step 4: Give us an insight into how you plan to further expand your portfolio

I am aware of the relatively low weighting of the U.S., so for now I would like to further expand the ETF positions through the savings plans. There are currently no plans to add more individual stocks. $KO (+0.3%) and $PEP (+0.82%) have been on my watch list for some time, but the prices seem too expensive for me personally at the moment.

Step 5: Don't forget to share with the community what you don't want to have in your portfolio, i.e. which tips you can do without.

I do not want precious metals such as gold in my portfolio at this time, as I am willing to take a greater risk due to the long investment horizon.

I look forward to your feedback, thank you!