Diogo (@Diogo241) on getquin

8Mon·

Portfolio Feedback

I started investing in the beginning of 2023.

The goal is create a robust portfolio that can beat SP&500.

In bull market I invest in ETFs like
$VWCE (-0.06%)
or
$SUSW (+0.17%)
and in bear market in high volatility ETFs $IUIT (-0.09%) .

I invest monthly 300€ in bull market and 500€ in bear market.

Thoughts on my strategy?

6Positions

15.63%

11 Comments

Mihai@mihaipr

8Mon

Not bad, but to me it looks like you are duplicating a lot of very similar ETFs. With that amount of money you can't buy all monthly or on a more frequently basis. So I would stick with just one global ETF and one of the SP500. Some of them have even quite high TER. I was doing a lot of over diversification and lost a lost of profit in the last 3 years. It is true that while the whole market fell 10-20% I was at a merely -5%

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Mihai@mihaipr

8Mon

You should check the correlation between them, cross compare the companies inside

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Ruud@Rsoeters

8Mon

In general not a bad strategy. An all world etf and / or a S&P500 etf is a solid base but i dont think you'll outperform the S&P (as you buy into exactly that). You will go up and down with all the 500 companies that are in the ETF. If you want to outperform, I believe that you will have to make some individual stock investments that indeed outperform the market. Start with 10 % allocation of your portfolio and build it up when you feel more confident.

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Waldo@Waldo

8Mon

Not sure you can time the market better than the Market times itself, certainly as it comes to etfs. So I'd keep your monthly etf contributions equal month on month.

Personally, I save a fixed amount for etfs, but try to move a symmetrically on shares (though not sure I'm successful)

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Mihai@mihaipr

8Mon

outperforming the SP500 means you take in considerable risks. Standard deviations of 50% or more are not uncommon when going for individual high performing stocks. Some opt for NASDAQ100, for a bit more risk. Or you could go straight and do DCA on the magnificent 7, assuming none of them goes bust. Just the price of the individual stocks could be a setback. If you put a max of 10% on the risky side of the portfolio, that looks like a good strategy to me. Good luck!

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