Hello dear community,
I am 21 years old and have been active on the stock market for about a year, sometimes more actively, sometimes more passively, depending on how much money is left over in addition to the savings plan. I follow the classic core satellite strategy with 70% in ETFs and 30% in equities. The aim is to get volume into the portfolio and reach €100,000.
At the moment I'm in training and live at home and can save €450 per month with a savings plan and a little extra from time to time.
At the moment I do it as follows:
220€ in $IWDA (+1.46%)
95€ in $EIMI (+1.12%)
67€ in $MSFT (+1.55%)
67€ in $ALV (+0.22%)
I still have about 2000€ left that I would like to invest, does it make sense with such a sum in relation to the portfolio to invest it all at once or spread over 2/3 months, I just don't have the experience to know.
From next year I'll be studying and won't be able to save as much, so I'm a bit unsure about the strategy. Does it make more sense to switch completely to the 70/30 strategy or to stick with the strategy with my goal in mind?
I am open to tips and suggestions for improvement.
Thank you very much :)