@Krush82 Themes ETFs are not a buy for me. I hope and I assume that it will be the average return in the long term. The Nasdaq100 ETF is too offensive for me - but if you want to beat the market, you have to take risks somewhere.
@Krush82 😂...you have to bear the higher risk even in a bear market. Corona with the v-shaped recovery was a stroke of luck. The financial crisis was severe! ...so I'd rather leave a few percent and stick it out in the crash. I'm now also investing a lot in bonds again - I feel very comfortable with that. Everyone has to decide for themselves how much risk they are willing and able to take - most people overestimate their abilities.
The stock market is just not for crybabies... you have to say .... that's why I'm all in and fully invested with a monthly savings rate that some people don't make in a year!