1Yr·

I currently hold 30 percent in gold and the rest in MSCI World ETFs and physical real estate.


An unbeatable combination. Little admin effort.


Why are so many here NOT heavily invested in gold?

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Wolfgang watch out!
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@goebi22 Holy shit! He's lost a tire. He's lost a tire.

https://youtu.be/ItqQ2EZziB8?si=DOtPrxgkRVM8ThF2
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To each his own - gold as an addition is okay but the return is simply too low and I see much more opportunities with shares and etfs. Most of the time gold moves sideways and when things are going well it is just about protected against inflation - with the exception of the last few weeks. Personally, I wouldn't weight it higher than 5%, just like crypto.
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@Aktienboy Have you seen the performance since 2000?
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@goebi22 Of course I did, but have you seen the performance from 2011 onwards, for example, it would have been dead money for over 10 years. As I said, it's always a matter of opinion if you feel comfortable with it, then everything is fine. For your information, from 1970 to 2020, gold had a real return (after deducting inflation) of 3.8% - the msci world was already a little stronger.
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Move with the times Wolfgang😄 there are so many better things than gold😂.
My mother-in-law also wants to sell me gold all the time💀
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What is "better"?

I think "better" is diversification. 30% gold, 30% MSCI World ETC, 30% real estate, 10% government bonds.
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If the inexperienced here are betting on cryptos, but the national central banks are currently buying massive amounts of gold and not BTC, then I don't understand.

By the way... you are missing out on a huge party while sitting on completely overpriced cryptos
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@goebi22 the central bank can print unlimited amount of currency. Can you ? 🤣🤣. Stop thinking like the government. YOU ARE NOT A GOVERNMENT. STOP ACTING LIKE ONE.
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@goebi22 hopefully you already bet on crypto months/years ago. Huge party usually ends:)
@goebi22 Are you talking about physical gold?
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@goebi22 right, I missed the whole party on gold with an incredible 21%Y0Y OMG.
And I seriously bet on ASML (+55%YoY), SMCI (100%+), CRWD (100%+) and to make matters worse I just have BTC and ETH which are just gambles and not real assets. Also only got me 120%YoY. Oh man, how stupid of me. I'm going all in on gold now :(
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@SemiGrowth we'll talk again in five years. Greed!
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@goebi22 With pleasure. Then let's see where the Msci World, gold or whatever will be in 5 years and where bitcoin will be in 5 years😅
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@Piet10 stop it, you're scaring him
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I don't really see the value in gold, as there are new alternatives that are better than gold in every respect. Gold tries to be so many things at once and does none of them particularly well. The only reason gold is still going is because people still believe in its properties. I think in the future the more specialized assets will win out. Gold doesn't add any value to my portfolio either.
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@SemiGrowth? Which alternatives would survive the collapse of the financial markets? Which alternatives are better? Gold has increased sevenfold in 20 years.
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@goebi22 First of all, this is just my opinion and you may see it differently.
1. all assets that continue to add value to society will survive the collapse of the financial markets. This depends, among other things, on the reason for the collapse. Among other things, the following will survive: stable companies, commodities that are needed, secure stores of value (BTC).
2 BTC beats gold (as a store of value) in the following ways:
2.1 Transaprenz
2.2. security
2.3 Limitation
2.4 Not directly controllable by entities
2.5 Peer to peer

Gold as a commodity is beaten by many assets (lithium, cobalt, iron, copper, ...)

3. i think i can name several assets that have outperformed gold (blue chip stocks, crypto, etc.)
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@SemiGrowth Bitcoin beats gold in nothing. Because it is nothing but a toy for gamblers and illegal transactions.
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@goebi22 Have you ever looked into BTC? Have you taken a look at the protocol?
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@goebi22 read the btc whitepaper. I think it's 11 pages in German, a large part of which are graphics&co
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I follow Warren Buffet here: gold produces nothing and can be used for nothing, gold does not work. It only reflects fears.
Gold can serve as an admixture of up to 10%. It is rather unsuitable for trading and investing. The spread between buying and selling is too wide.
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I have invested in the new gold. Starts with B
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@justusmerkel258 But seriously - you don't really believe that nothing in a computer will replace gold, do you? You don't really believe that Bitcoin will seriously become a currency at some point.
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@goebi22

Here are a few answers to your question from my point of view:

This "nothing" will help over 100 million people pay, even in countries where their purchasing power is restricted.
Bitcoin provides a decentralized and secure way to transfer value without relying on banks or governments.
With Bitcoin, people can make cross-border transactions quickly and cheaply without having to worry about exchange rates or transfer fees.
The limited total supply of 21 million Bitcoins makes it immune to inflation and protects users' purchasing power in the long term.
Bitcoin offers financial freedom to those who do not have access to traditional financial services, whether due to discrimination, poverty or lack of infrastructure.
The blockchain technology that underpins Bitcoin has the potential to revolutionize various industries, from finance to areas such as healthcare and logistics.
Bitcoin promotes financial inclusion by providing people worldwide with access to a global financial network, regardless of their location or social status.
With the ability to conduct microtransactions, Bitcoin enables new business models and revenue streams that were previously not possible.
The increasing acceptance of Bitcoin as a means of payment by businesses and institutions around the world shows that it is far more than "nothing" - it is a disruptive force in finance and beyond.
The constant evolution of Bitcoin and its underlying technology by the global developer community shows that it is a vibrant and innovative platform that is continuously improving.

These points make it clear that Bitcoin is far more than just "nothing" and that it is a transformative force in the financial world and beyond.

So what about gold?

It is THE investment of a bygone and ever-shrinking generation.

Large quantities can only be acquired via futures because gold transportation is EXTREMELY expensive.
(I come from the luxury watch industry and know how much effort such transports require in terms of security measures, transportation facilities, personnel, etc.).
In addition to the trading costs or the spread of the current exchange rate, the transportation has to be financed when buying and selling.
Bitcoin can be sent around in any quantity within seconds.
Gold can also be controlled by the state, which some people might dislike.
I could give many more reasons, but I have to catch my plane tomorrow at 6 a.m. so I have to go to bed early. Feel free to tell me your opinion.
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Advertising for gold from dear wolfie😂
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@goebi22 Which gold share are you investing in?
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My gold share is just getting bigger and bigger 😅
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Tax-free is good, but otherwise it hasn't been for me so far. I expect higher returns from securities and BTC
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There are many reasons.
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I have 4 ounces of gold and 200 ounces of silver and it makes up quite a bit of my portfolio I have never regretted buying gold at 1400€ and silver at 14€ the profits speak for themselves
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You keep writing here and there about diversification. But then you own 0% crypto/BTC because you don't seem to like it. That's okay in itself, but I find it a bit inconsistent.

In my opinion, a broadly diversified world ETF is completely sufficient. If the return is not enough for you, you can also buy crypto anti-cyclically.
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Good as a hedge, maybe 1% of the portfolio. But otherwise not such a strong investment - great
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@DividendensammIer then compare the sevenfold increase in gold since 2000 with the mere quadrupling of the Dow
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@goebi22 that's just 1 comparison. The most important thing is that it fits your own strategy. I couldn't do anything with it because gold doesn't give me any cash flow. But it is of course an absolute crisis and inflation hedge. If the markets crash by 50+% tomorrow, gold could go through the roof.
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@goebi22 then compare the twenty-fold increase in $Wif since 2024 with the seven-fold increase in gold in just 24 years. That's nonsense
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@LKG Yes, you can also set the casion to 17. Thirty-sixfold increase in 1 second!
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Do you own the gold physically? Is it convenient to snatch it? What do the border controls say about 50g of gold in your pocket? Is it with you. Can it be stolen. Is it at the bank. Are you dependent on the bank? If it is online, you are dependent on the service provider. All that is eliminated with bitcoin. You only have to memorize 12 words and then you own all your btc. In your head
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@LKG only that Bitcoin is electronic nothingness.
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@goebi22 why don't you deal with it for 20 minutes and read the whitepaper in german as pdf document 11 pages
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Gold is a physical commodity. What kind of statements are these?
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Langweilig
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That's why I say. Sustainable arguments for gold?
Poor compared to shares
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I make more returns with individual stocks than with gold. Novo Nordisk 380% since 2029, Eli Lilly 105%, Rheinmetall +106% since August 2023, Nvidia, Microsoft etc.
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@Irina Possible at short notice
Gold doesn't work, so I don't invest in gold.
However, the current price increase will probably continue as long as the BRICS countries continue to stock up on gold, so it would theoretically be worth considering.
In the long term, however, I prefer to stick with shares in companies that actually work 😊
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I see a seven-fold increase in gold and a four-fold increase in the Dow. So... no.

And... if you have an investment horizon of less than 10 years? Had to smooth out
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I prefer ice cream instead, at least edible
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Gold does not generate a profit and will therefore yield less than equities in the long term. Over the last 10 years, a world ETF has almost doubled the return compared to gold and is exposed to less risk, not to mention the diversification.
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Bitcoin is the way
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