I see it differently. With real estate, I have repairs, loss of rent and have to deal with various other things. ETFs simply run
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@Bosshaft When it comes to passive investing, an ETF is the means to an end, no question about it. But from a certain amount of capital, there is no alternative to real estate in my opinion... Personally, I don't know anyone with the corresponding capital who is not invested in real estate. I don't understand the sometimes negative attitude towards real estate, but the marketing machinery for the billion-dollar "ETF" business has done a good job. Once the often young generation has been in the doldrums for more than 10 years, and then perhaps life intervenes at the same time - i.e. capital is needed for family and co, then the disadvantages of "only" equity ETFs will become apparent - you just ride passively into all the depths, especially with B&H.
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@TomTurboInvest well, I'm a qualified real estate agent and am currently studying to become a business administrator. Before I knew about shares, I thought real estate was the best way to invest, but as I said before, it's a lot of work. You also still have running costs that can't all be passed on to the tenants and if you have an annoying tenant, you only have problems and all this just so that you have cash flow in 20 years. So since I've known about shares, my choice is more in the stock market. It's better to split 300k between dividend-bearing securities and have a regular income 🤷♂️
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@Bosshaft The asset mix is always important, just as 100% real estate is nothing, in my opinion 100% equities are also nothing. And it always depends on the age and the corresponding investment horizon. Generally speaking, however, there is no such thing as "the best", it must always be seen "in relation to..." (growth, income, value retention and risk, etc...). And every asset class has certain costs, in the case of ETFs these are fees, and in the case of real estate certain costs that cannot be allocated. I don't know the situation in DE, in AT most costs are apportionable, at least on the free rental market. Well, and with cash flow it always depends on the setup, only in 20 years would be nothing for me either, then I wouldn't buy real estate either, fortunately that's not the case with my setup. PS: about regular income with dividends - let's take the popular value here $BATS - yes, great income, but it may not compensate for the loss in value...
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