est (@user541bd08ad7c94f17) on getquin

1Yr·

Hello, I am since August last year on the stock market and 19 years old. My goal is to improve my pension, which is due in about 45 years, so that I do not have to worry about old age poverty. To explain the two world etfs had the $AHYQ (+0.24%) first and later decided for the $VWRL (+0.23%) later. The investment in the $INRG (+0.7%) I regret meanwhile but would like to separate from this only if he is in plus. Looking forward to your feedback and wish everyone a good day.

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11 Comments

Rmann@Epi

1Yr

First of all, I respect you for thinking about retirement at the age of 18, but you should not invest like a retiree right now. The distributors are return killers in the long run and only for people who need passive income, not for savers. If you want to get the most out of retirement in 45 years, you can take all the risk premiums that go. The highest are in SmallCap Growth and in SmallCap EM. Your huge advantage is time. Use it!

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IndexInvestorX@IndexInvestorX

1Yr

With a portfolio size below 10k I would put everything into the Allworld-Etf. After you have 10k in the Allworld, you can then deal with individual stocks if necessary. Without your individual stocks your portfolio (as of now) would also have a better performance.

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Kevin E.@KevinE

1Yr

If you want to have no worries in 40 years, always put 15% of your net in world ETF. That will be enough, zero stress, very safe. If you put more in, you'll start to wonder in your early 50s if you want to keep working.

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