Hello, Getquin community. I am a software engineer living and working in Germany since 2021. I started investing in May 2022 when my wife also started working as a software engineer. I started with wealth management at Scalable Capital, but after doing a lot of research and gaining knowledge about the stock market, I decided to take the helm myself. I left wealth management in May 2023 and started investing on my own. Initially, I invested in 1 million different ETFs and shares, but gradually I realized my mistakes and formed a strategy that I have been trying to stick to since last summer.
My savings plan:
Monthly amount: €2,000
$IWDA (+1.17%) - €1,000: I am interested in macroeconomics and think that this index and ETF are a good indicator of the global economy and that I can benefit from global economic growth.
$VUSA (+1%) - €400: I know that this ETF has a lot of overlap with the $IWDA (+1.17%) but I like the small dividend payout of $VUSA. (+1%)
$XD5E (+1.26%) - €300: I live in Europe and like the stability here. I know the growth forecast for the European economy is not very attractive, but I think this region has a lot to offer. The ETF is made up of so many great stocks and I just want to be exposed to them a bit more.
$IBC3 (+1.23%) - €300: Even though China is struggling with the recent collapse of the real estate market and there are also a lot of geopolitical risks in this region this year, I want to give a little more weight to emerging markets. India and Taiwan in particular.
Individual stocks:
As you can see in my portfolio, I like to invest in some individual stocks from time to time. No definite goal, just for fun! However, I have decided to reduce my positions in individual stocks this year after receiving dividends (especially German car manufacturers). But I would like to introduce you to some of my interesting stocks.
I have about €300 invested in Indonesian banks. I think Indonesia's young and huge population has a lot of potential. I also invested about €1600 in REITS (both individual stocks and an ETF) because I think the real estate market will see a big increase in value once interest rates are back to 1-2%.
Let me know what you think of my portfolio and strategy. I am very happy with my current setup and would like to keep it as long as possible (maybe 20-30 years).