Vik (@equity_enthusiast

4Mon·

Hello dear community,

I would like to start saving in an ETF (accumulating). The idea would be to let the interest work for me for as long as possible in order to have a good cushion when I retire (30+ years).

I am currently comparing $IWDA (-0.21%) and $SPXS (-0.27%) .

What are your opinions on these two options and do you have any other ETF suggestions?

30 Comments

Marco@Marco_91

4Mon

Hello @equity_enthusiast_54 Very good approach! Personally, the S&P 500 would be too much America for me (approx. 97%). Of course it has done well in the past but I would rather go for Msci World + Emerging markets - e.g. 70/30 weighting.

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Ella Marie Waschbär@DividendenWaschbaer

4Mon

Why the $SPXS? Is there a special reason for this?

Just asking because it "only" synthetically emulates.

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EdoTensei@EdoT

4Mon

$VWCE also worth considering :D

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Luffy@Luffy3D2Y

4Mon

I believe that the USA will continue to have the most important companies in the world. Therefore, all in $SPY5 or the accumulating ones.

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TheGuardian@TheGuardian

4Mon

S&P 500 - so called „World“ ETFs and other markets still follow US indices.

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Vanguardium LeviOsa 🥪@Stullen-Portfolio

4Mon

I think your idea of investing in ETFs and then reinvesting is a really good one, as it largely coincides with mine (I actually manage to avoid individual shares completely this way).

However, satisfaction is important for a good, personal strategy, because long-term satisfaction saves you from constantly brooding and avoids quasi-optimizations (which often tend to become pessimizations).

For my personal satisfaction, for example, I need 5 different ETFs as a basis for my "World"...whereby the big ones are not plain vanilla a la MSCI World, but ETFs with a customized investment strategy (the $JREG and $GGRG). The same applies to the supplementary EM and small cap ETFs.

I use small units of a World IT ETF and a Nasdaq ETF to deliberately accentuate my portfolio in this respect.

I round off the portfolio with a special ETF with a sector rotation strategy on the S&P 500 (whereby the sector rotation strategy ETF $216361 will have a permanent share of over 30%).

I am extremely satisfied with this very individual composition and have so far been able to completely resist buying even a single share - because it would not give me any further advantage...

Greetings
🥪

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Tobi@TobiasSimple

4Mon

After some thought, I decided on de $IWDA and the $EIMI 70/30 split and these are now being saved.

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Bastian@Lastian

4Mon

Or $SPYI and 99% of the market economy

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