(@Fixeira) on getquin

1Mon·

Portfolio Feedback

Hello everyone

About me:

I have just turned 19 and am still training to be a design engineer. I started investing at the beginning of the year. As my salary is not particularly high, I have not been able to invest regularly until now. I invested what was left over at the end of the month. However, I would like to change this and invest regularly in my portfolio.

My goal:

My goal is to generate passive income so that I can benefit from monthly dividends.

My selection:

A large part of my portfolio is invested in $BMW (-1.54%) and $MBG (-0.53%) because they pay high dividends (unfortunately the market has now plummeted). I am also invested in $VUSA (+1.05%) and $CHDVD because they also pay good dividends, pay out several times a year and because I have heard a lot of positive things about them. With $NKE (+3.29%) I got a good entry, but I don't know whether I should keep this position or sell it as soon as I have a 10% profit. Regarding $BTC (+0.11%) I have been decorating weekly for a while, but not again for a long time. I've done a bit of research and reading and have been convinced that cryptocurrencies and especially $BTC (+0.11%) will reach a new "high". If this is the case, I would exit the position and invest the entire amount in the S&P500, for example (what do you think of this idea?). I have the same idea with $AUDIO (-1.3%) and $MATIC (+1.05%) . With $AUDIO (-1.3%) I already had a previous experience, which ended positively after 1 month and I exited the position. When it fell again later, I got back in, but unfortunately without success so far. However, I have no time pressure and the money invested in $AUDIO (-1.3%) and $MATIC (+1.05%) I don't need it and I'm using it to gain "experience". It's good if it ends positively, but if it ends negatively, at least I've learned something from it.

Next steps:

Next, I want to find a stock that pays me dividends in February, August and November. I already have my eye on $AAPL (+0.52%) . What do you think?

My wish:

I would be happy if someone could give me tips on what I could adjust in my portfolio, possibly also which stocks I should get in or out of and how I should divide my money between the stocks/cryptocurrencies in the future if I were to invest CHF 100 every month.

Many thanks in advance

24 Comments

1Mon

Get out of car stocks

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Dividendenopi@Dividendenopi

1Mon

The games are on 😇.... There are the growth freaks and the dividend freaks. It should be clear that everyone has their own opinion. Thanks for the insight, but the dividend opi really has to ask you why you are already fixated on dividends at such a young age? If I were young again, I would first make sure that my capital stock keeps growing. For me in my "old age" it counts differently. Find a nice broad world ETF and save for the next few years and keep an eye on your dividend stocks. They're already generating some cash flow, but I'm at least critical of the automotive industry, especially the German one.

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Wif@salvo89ari

1Mon

At 19 I became all in on bitcoin!!!is not a tip !!! I am 35
Since you are so young and still have a lot of time ahead of you
I was fully on risk

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Wif@salvo89ari

1Mon

2000euros on Mercedes😰😰
Only because of the dividends !!! Better do your homework
Otherwise you will quickly lose everything !!!

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Wif@salvo89ari

1Mon

I agree with you !when you are that young you should not invest in dividends
But on grow stocks

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Metis@Metis

1Mon

Whether you should take a higher risk simply because of your age is, in my opinion, a bold thesis.
You determine the risk yourself at any age, whether you are prepared to take certain risks or not. It's not a question of age, but depends on your own risk appetite.
Younger people in particular tend to be more emotional or impulsive, which is why I think more risk is very questionable. Precisely because emotions are not good advice on the stock market.

In the end, you have to acquire a lot of knowledge about various assets and learn to assess their general risk for yourself.
Now it's easy to say that you can easily cope with so many percent price drops, but once you're actually at -20%; -30% with your own portfolio, you'll still start to sweat very quickly.

You have a lot of time and dividends can be extremely motivating, precisely because we humans often lack the fundamental foresight to achieve goals over decades.

I would therefore recommend a core-satelite strategy. A lower-risk, stable base, the core, such as a deadly boring world ETF, which you save for the next few decades and around it you build satellites from dividend stocks or ETFs or other assets such as Bitcoin or, for example, gold or or or.
In this way, you can mitigate the fluctuations of riskier investments enormously over years and decades and benefit extremely well from compound interest.

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Knnenny@Knnenny

1Mon

I think you should make your own experiences and learn from your own mistakes. With the dividend strategy you stay motivated and the cash flow feels good. You will simply forego returns. I would simply recommend that you use the dividends you receive from $MBG and $BMW to expand other stocks and then you'll be fine in the long term!

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