I have the same problem with the money market, which wasn't worth it for me, so I'm still hoping that the 4% will remain in TR....
@Leto2 To what extent was it not worth it? At what point do you think it is worthwhile?
after the sale there was hardly anything left despite not having exhausted the exemption at the time, it was just a trial and without much reading beforehand. That's why I have TR and when the 4% is over I have to look again - with thorough preparation. But I'm also thinking about P2P... as an alternative.
I also put a post / question about Freedom24 here as an alternative, but they don't seem to be serious, all because of alternative to TR thought
@[Leto2](Leto2) I can't understand that there is nothing left either. I currently have the distributing variant and it works perfectly within my expectations and what is specified.

I would also be very careful with p2p. I've also heard of negative examples with mintos. I find the concept difficult. But of course it also depends on your risk aversion