2Yr·

Good day,

About a month ago, right after my 18th birthday, I opened an account with Scable Capital and invested 400€ in shares of companies that I personally use, such as. $AMZN (-0.78%) , $KO (+0.48%) , $DPW (-1.77%) , $8058 (-1.3%) and $COK (-3.48%) . Unfortunately I also have some small positions like $LOCK (-1%) and $BLOK of which I am not really convinced in retrospect. It was rather a spontaneous decision that I now regret a bit. Since I am still in training, I can invest 200€-300€ per month. My real question now is whether it makes sense to sell everything and instead invest in a World-ETF like $XDWD (-0.91%) in order to get an idea of the market and to gain experience. Alternatively, I could also all titles except $AMZN (-0.78%) , $KO (+0.48%) and $DPW (-1.77%) and invest the remaining amount in the World-ETF and save it in the future.

Thanks in advance!

4 Comments

Stefan@InvestmentPapa

2Yr

Exactly like this. Simply take a broadly diversified ETF, which has a term of "infinity". So simply savings plan on the broadest possible ETF (such as ACWI) and then always stay with it. Individual shares maximum 2-3 to vll. get a little feedback directly (speak of market and company). The 400€ hurt you today maybe to "lose" this again... just think about what in the end the 400€ are still "worth" once you have 50k, 100k or even more together. Exactly... Small teaching money. And better now, than with later large sums. good luck. 🍀

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Jannis@JannYs

2Yr

@InvestmentPapa Thanks for your answer! I will do it like this 👍🏼

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Epi@Epi

2Yr

If you want to get to know the market, you can also split the portfolio between AllWorldETF, B&H stocks and gambles. Maybe 60-30-10. Then you never get that itch in your fingers when some asset class is hyped again and your portfolio only makes AllWorldPerformance.

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Jannis@JannYs

2Yr

@Epi that also sounds good, I'll give it some thought. Thanks for your answer 👍🏼

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