1Wk·

Good reasons why I am optimistic

$NU (+3%)

The rapid user growth will continue in my opinion, as the expansion into Mexico and Colombia has only just begun and other countries could follow

Revenue per user has great growth potential as it is currently around a quarter of the revenue of traditional banks

Service costs continue to fall despite record lows

The ratio of non-performing loans is approximately at the level of US competitors

Business customer business is still a largely undeveloped area and has great potential for expansion

It is trading at a ridiculous FWD-PEG ratio of 0.5, which in my opinion is currently one of the best opportunities in the market

USD/BRL - here lies the problem of current weakness, dollar strength against the Brazilian real, but this has been the case for the last 5 years.

Nevertheless $NU (+3%) still perform magnificently ✌️

27 Comments

D.S.@Cato_Bamboo

1Wk

Sometimes I can't shake the suspicion that one or the other user here gets money for promoting junk stocks like a gold treasure.......... Just a feeling, of course!

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Tenbagger2024@Tenbagger2024

1Wk

Merry Christmas, my dears. So the discussion is exciting right now. Of course, dear @BamBamInvest has already presented NU several times. Some people here have also been buying again and again in recent weeks. Unfortunately, I even got in before the figures. But not because of Bam's posts. But because NU Bank is a growth stock. Nobody could have guessed that the share would fall like a stone after the figures, which were okay. Of course I'm annoyed that I'm now down 30%, but I wouldn't call the share a junk stock based on the fundamental figures. And I see the current price as a good opportunity. However, I would still point out that you should perhaps continue to monitor the chart and wait for a trend reversal.

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Tim Vanman@Vanman

1Wk

Calling NU a junk stock is wild..
i will be loading up on this badboy, in the next 6 months, it will come a long way!
this is going to grow, and if i can get 40-80% on it, and then throw it in some dividend stock, im happy!

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Guggs@Faijon

1Wk

Nubank is a fantastic company, and as a Brazilian and customer, I can more than confirm that. However, the important question is: at what price should you buy its shares?
If you compare it to the large Brazilian banks, which have a credit portfolio vastly larger than Nubank, they are valued at a much more attractive price, for example: Banco do Brasil - P/E 3.9 / DY 10% / ROE 19.9% or Banco Itaú - P/E 6.8 / DY 7.2% / ROE 16.2%

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TAHT@TAHT

1Wk

🔥🔥🔥

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