2Wk·

Hello dear community!


I have been investing since April and have 6 positions in my portfolio, of which 3 are ETFs and 3 are individual stocks.

I want to boost performance with the individual stocks and the ETFs serve as a long-term / safe part of my portfolio.


My ETFs run as a monthly savings plan

$IWDA (+0.23%)
$CSPX (+0.32%)

and recently also $VHYL (+0.11%)


To my question:

$VHYL (+0.11%) I have recently added a dividend ETF to my savings plan in order to have a long-term dividend payout in my portfolio.

In the meantime, however, I have often been told by others something like "You don't focus on foreign exchange but put a dividend ETF in your portfolio. That's a real drag on returns and makes no sense".


I don't see a problem myself 🤷🏽‍♂️

What do you think?

I haven't been investing for long and would be happy to hear other opinions.

3
10 Comments

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Do I understand that correctly?
You are including individual stocks in your portfolio to boost performance, but you are saving for a HighDiv?

For me, that doesn't fit together
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I also have $VHYL in my portfolio to balance out a bit of volatility and generate regular cash flow. But if you're looking for pure performance, it's not a good choice - you could have done better this year with a DAX ETF.
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Why MSCI World and S&P500? That's a double entendre. Then rather $CSPX and e.g. $EXUS. But the MSCI World is just an S&P500 with a built-in brake.
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High Dividend is really not good for performance. Christian Röhl has some interesting videos on the subject.
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