I think it looks quite good, but precisely because you are only 22 years old, it is perhaps a little boring, i.e. low-risk. The stocks you mentioned above, such as $WMT and $COST, what kind of returns do you expect from such conservative stocks? Of course, it also depends on how much time you want to invest, but maybe take a little more risk now that you don't have much to lose. In any case, don't focus on dividend stocks. I also think there are too many positions, so maybe throw out the boring ones and put in things like $GRAB or $RKLB. But of course it's also a question of personality, I think either you cash in properly with the risk of failure or it's not worth the effort because it won't change your life positively in absolute terms.
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@PikaPika0105 We obviously have a completely different investment philosophy...
I want companies with substance, where I can imagine a slight outperformance.
I would never dare to include your two companies in my portfolio.
And I also disagree with the statement that my return would make no difference in absolute terms.
With an investment horizon of just under 40 years, €43,000 can have a huge impact
I want companies with substance, where I can imagine a slight outperformance.
I would never dare to include your two companies in my portfolio.
And I also disagree with the statement that my return would make no difference in absolute terms.
With an investment horizon of just under 40 years, €43,000 can have a huge impact
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•3Wk
Looks to me as if you are replicating the s&p500 in addition to the world Etf. That would be too many shares for me.
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3Wk
@PikaPika0105 Why not focus on dividend stocks?
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@ben922 Because they are long term growth killers!! In my opinion it doesn’t make any sense to build a dividend portfolio under 1mio+, because the dividends won’t matter in absolute numbers. The people who focus too early on dividends are also those guys who post their big MILE STONES 50k, 100k etc. with 90% of the capital invested instead of generated by growth. For me that’s not an achievement in terms of investing, they just put money away like others on their bank account. They won’t become multi millionaires or even millionaires. They will stay on a certain level and their few thousand euros of dividends won’t have any greater impact on their life.
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@PikaPika0105 For my part, I don't focus on foreign exchange, but I do have a savings plan for $VHYL to simply take some foreign exchange on the side. But I don't see the ETF as a "growth-killer".
or a negative influence on my portfolio.
or a negative influence on my portfolio.
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