Lara (@stock_strategist_lwhbc) on getquin

7Mon·

Do you think it's useful to spread spend into these different ETFs?

$VWCE (+1.56%) : 55,56%
$$IUIT (+2.57%) : 11,11% of spend
$$IUHC (-0.34%) : 11,11% of spend
$MSCI Europe (Dist): 11,11% of spend
$SEMI (+4.07%) : 11,11% of spend

The reason why i want to diversify into several etfs is that i want to cover several areas such as technology, health, etc. These are also represented in the All World, but individual companies are not as strongly represented as I would like. On the other hand, I would also like to achieve good returns, which may take longer with stable ETFs, which is why I am considering adding 4 more shares. On the one hand, I would like to build up long-term assets, but I am also prepared to take small risks

I'm a bit unsure what the right strategy is here. :D

Do you have some help for me?

2 Comments

deodorhunter@deodorhunter

7Mon

Hi! I like the approach, but maybe I’d make some tweaks. I would probably (my personal opinion) skip the IUIT and rebalance that value between SEMI and VWCE as you get the same companies in both, choose your preferred balance and risk.
For health, I’d go with a world one like $WHCS and you get more world exposure and almost the same companies.
I’m unsure about the Europe one, maybe reallocate it’s value to the others and keep a 5% of that value but move it to another sector (cybersecurity?), region (probably Japan or Asia ex China), market (India? Ems?) or income oriented etf.

Share choices will obviously depend on etf choices and holding allocations, as well as your preferred investment risk and sector biases

Hope this was helpful :)

•

Joris@JorisInvests

7Mon

What about
60% $VWCE (vanguard ftse all world)
20% $CSNDX (iShares nasdaq 100) or even better $XNAS (Xtrackers nasdaq 100, cheaper TER)
10% $XDWH (Xtrackers msci world health care)
10% $HMES (HSBC msci Europe)
Than you have everything you want covered I think. They are all acc.

•

Join the conversation