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I don't understand why this is madness: The ECB's key interest rate is higher than 3% , so I don't find this so surprising or even insane!
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@GHF Thanks for your feedback, you're right of course. Nevertheless, I think that there are currently many such offers on the market and that there is strong competition for customers. Do you see it differently?
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@larryc yes, you're right. But there are always phases where it's a matter of acquiring new customers. Relatively young banks/brokers in particular have to compete for every customer in Poland.