If you feel comfortable, then it's ok! The last few years have been pretty synchronized with the various World ETFs, so if the fees are not too high, you can do it. May I ask how much you pay in fees per year plus any initial charges?
@stock_whiz_6 talk to your bank advisor and threaten to liquidate the fund... that often works! I did liquidate my old funds, but I suddenly got them without a front-end load and a greatly reduced annual fee...