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Ralfinator
@Ralfinator
2Mon·
Portfolio Feedback

SC Depot savings plans:



Savings plans TR Depot:



In the $XEON (+0.02%) is my "nest egg". The money is not invested but serves as a reserve for unplanned expenses.


My cash reserve is currently very high, so I don't yet know how to invest it. Immediately, in tranches, wait for a setback?


I am slowly building up my TR portfolio, as I want to spread my risk somewhat (portfolio provider, ETF provider)


Dividends will be reinvested and the depots will hopefully one day be my retirement provision.

7Positions
€217,425.23
12.74%
8
3 Comments
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ZeroIncomeStrategy@ZeroIncomeStrategy
2Mon
I have a nicely organized portfolio, $VWRL with one broker and $HMWO + EM with another.
You should invest cash reserves in the way you feel most comfortable with. Statistically, every euro performs best when invested as early as possible, but if the market seems too hot for you at the moment, cost average is the second most sensible option.
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Kevin E.@KevinE
2Mon
With ETFs, I would use savings plans, as others have already mentioned, and increase them if necessary.

With individual shares, market timing is of course an issue. Even in overvalued markets, there are always companies that are fundamentally favorably valued. But of course this requires work with the analysis and that takes a lot of time.

I always run savings plans on ETFs, I only buy shares when there are exciting opportunities.

In any case, a 30% cash ratio would be too much for me in the medium term.
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Pezi@Pezi
2Mon
I feel the same way about the cash reserve. I have decided that I will put the money into the market over 12 months using a savings plan.
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