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i am not familiar with taxation in spain. but does the dividend etf make sense? in most cases this will only result in slower growth because dividends get taxed as some form of income in many countrys. if you want an income when you fire then you could rearrange your portfolio in the years before to have a higher dividend focus.
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@Europoor well I have specific tax regime as I’m not from Spain originally that’s why I will not pay taxes on dividends for 5 more years
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