I finished my 3 year experiment with a Robo Advisor in November 22 - Conclusion: could not keep up with the performance of a World ETF by far. The robo was essentially always too late - no matter what he did, whether stocks, bonds, commodities or real estate - motto Buy high - Sell low!
@TomTurboInvest Agrees - unfortunately - with my experience. Just in the Corona crash: When it fell much too late rebalanced, then rebalanced below and the direct recovery not taken - perfect 👻 Have then after 2 years also drangegeben.
