1Yr·

Scalable Robo Advisor



I'm testing Scalable Wealth since August (so far only with 50 Euro per month)


Right now I find it interesting that on Jan 4th 100% Invested,

in December the ratio before the Fed meeting was 75% stocks and 25% overnight money.


Let's see if the algo is right.


My chosen product is the Megatrend Portfolio.

Return after costs so far at +0.23%.


My first conclusion after 4 months:


Is not as bad as I thought, am positively surprised that the return is still above the costs. +0.23% return is of course not mega but satisfactory for a Robo Advisor in the market environment.

I must also say that it is actually intended for a one-time investment, but I invest per savings plan.


In August, I will then decide whether I invest a larger amount or let it continue to run per savings plan.


#roboadvisor
#scalablecapital

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I finished my 3 year experiment with a Robo Advisor in November 22 - Conclusion: could not keep up with the performance of a World ETF by far. The robo was essentially always too late - no matter what he did, whether stocks, bonds, commodities or real estate - motto Buy high - Sell low!
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I have had a Riester fund savings plan with DWS for a long time. Even though it's not called that, it works like a robo and rebalances regularly. I have not yet been able to see any sense in the reallocation dates (e.g. selling the equity fund at the low point of the Coronacrash 🥴) and the performance is rather modest. For people who care even a little bit about their investments, robos are useless and expensive. 1% for rebalancing 🤡! Or in other words: Robos are old wine (active management) in new bottles (ETFs + mysterious algorithm stuff).
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Do not know if that makes sense by savings plan, distorts something or? Keep us up to date please🫡
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Does it also show what he has bought?
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Had also considered a few times to test this. Keep us up to date
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I had also tried the Robo Advisor once, in the downward phases it reacted much too slowly.
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Is it known which strategy and rules are used or is it 'trust me bro'?

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