@PremiumSparkassler Very simple explanation: dividends. As mentioned, I want to fully utilize the tax-free allowance as quickly as possible 😂. This way I reach my goal faster and benefit from all situations 👍 If the individual stocks are doing well, I benefit twice, both in the ETF and the individual stocks. If the individual stocks perform poorly, I still benefit from the dividends and the ETF cushions the whole thing somewhat 😉.
