You have started once, that is very good. Do not buy too many positions at the beginning. It makes sense to invest in individual stocks from 200 €. Otherwise build a MSCI World as a basis (<50%). I have this one: $WLD Make a savings plan on it and let it run. With the individual stocks the minds are divided. Some want dividends and others want price rockets. Here you will hear countless different opinions. Look at the beginning Youtube videos of eg financial flow. They will also help you 👍😊 Otherwise, I'll keep my fingers crossed for you and don't go crazy if it goes down on some days, that's completely normal 👍😊
@Finanzios so with the first tips I wanted to press sos, then you mentioned financial flow and then was completely end, very thick ouch, the guy has no idea of individual stocks, trading, etc. ouch
@IchPutzHierNur instead of writing a stupid comment and want to play smartass you can gladly recommend a better channel, if you are of a different opinion. That's the great thing about Germany, here we have a freedom of speech 👍😊 And what has moved you now in the end not to press SOS?🤔
@Finanzios too much work. but luckily mine is subjective and i think your comment is much more stupid. unfortunately there are few certified well educated financial channels in germany. for shares i don't know any, for financial education willemtrading on youtube is a clear recommendation. for stocks madvoter investing is quite good but unfortunately a bit arrogant. you have to like. finanzfluss has neither knowledge of finance, nor is he trained to advise or has certifications to give these recommendations. it is a pity that he is the largest channel in germany. very big caution!
The return you will get with these stocks will be significantly lower than the return you would get with an MSCI World. You can do it this way, but you shouldn't if you want to get returns.
A few more words would be great. Why exactly these stocks? Also why no ETF to start with? Which strategy? What goal? Nice that you started, mistakes you will make but can minimize them with some tips. You can also create a post with a link to your portfolio, then you can see everything. Then of course with a few more words.
@Joris sounds stupid, but I looked at stocks that are basically going up and when they dropped a little I went in e.g. Verbio+ I listened to the analysts there
@Lukas_150405 so you can use chart analysis to select stocks? Basically not bad to select stocks with long-term uptrend. But I have some doubts about it. Listening to analysts is always such a thing. I think with a diversified ETF you make more return than with the stocks.
I have also just started and am generally still at the beginning. The whole topic is extremely extensive. My current basis are two ETFs that run in the savings plan and are first saved as reasonable mainstays. From a personal point of view, this is the main focus for the time being. In parallel, I look at individual stocks, currently rather boring but above all quite stable individual stocks. You can get some valuable information on individual stocks here in the GQ Community. My watch list is filling up and I've already accumulated quite a bit of reading material, but that's just the opinion of a stock noob...😅😉
@Zony The approach is great, and @Lukas_150405 should do the same. In principle, I think it's always great to start first. Everyone makes mistakes at some point, ideally you learn from them, in the worst case not.
@FrauManu I also see it that way. Today I'm annoyed that I start so late. Better now than never. My investment horizon is still passable at 40. Through this whole topic, I see finances differently. My favorite word is "to consume". That's a great term, and I've already made a mistake. I chalk it up to "he just didn't know any better"...😅.
I would also add a Msci World Etf and you have thought about why you are investing in what. Stick to your plan, time will show you what was good and what was not so good. Then have the courage to correct.
Congratulations on starting your investment. Don't buy so much small crap, rather build a foundation with an ETF and then some single stocks you are convinced of.
For a newcomer depot okay, I have seen more experimentation. If you want to stay with single stocks, diversification is important. I just hope you bought all the small positions via savings plans. Even the 1 Euro trading fee at Neo Brokers goes into the money if you regularly buy in such small tranches.
@Marco-VI because mistake I have also made now I invest from 500 € in shares so that the costs remain low but savings plan is not for me can not have it if I have fractions in the portfolio 😅
@Dividendenolli I can understand and I think is a mistake that many have made. My mistake was that I was too skeptical about neo brokers and did not want to entrust them my money (have the too small and risky estimated and did not know that in case of insolvency my invested assets are not affected) and have therefore accepted higher trading fees at Ing Diba.
In addition, I must also say that I have below another 4 very small partial shares of large Unternehemen... which has turned out not to be a sensible idea. Worry me because I am 10€ in the minus
@Lukas_150405 If you are already sweating at 10€, you should possibly start with the (All) World ETF. The stock market is not a one-way street, as you have surely noticed over the last 1.5 years. Why buy individual stocks at all and not an (All)World ETF?
@Lukas_150405 maybe you first stay with small amounts but per savings plan until your nerves are dead 😂 later when the depot is larger you will have daily fluctuations of a hundred or a thousand, which should not worry you and are quite normal with the volume😆
Are such small shares free of charge at TradeRepublic or do you also pay for small quantities when buying? With the amounts, individual shares do not make sense for me, I would first save for a World ETF and learn more in the meantime.
It always depends on what you want. I love dividends, where I'm sure others say, "what are you doing?" In the end, it's your money and you decide what happens. Possibly you also pay apprenticeship money because something does not run so...belongs nevertheless to it. If you make plus at the end and are satisfied, then everything is wonderful. Do not let yourself be held back. I don't either and I'm such a layman. LG
First of all, it's good that you started to invest your money. Also, it is good that you share with us your first investments to perhaps get other views brought closer. Your investments are broadly diversified, but do not promise any market return. I would recommend you to start with saving $VWRL (maybe 50€ per month). Then you download the app "Beatvest" and go through the various learning modules to get an overall picture of different investment opportunities. Believe me, after that you will approach the matter in a completely different way. Once you have an allowance of >200€, you can dare to invest in the first company you are convinced of. $KO is a good start! Happy investing!
Personally I wouldn’t like it, you should start with an etf. Half of the stocks have quality, but you bought them at a timing where the price is kinda high, so it will take long time for you to make profit.
Starting is the first step, but the volume of 50 eur is tooo low. Its unlikely you will make a return when commission is applied. But it depends on your broker. My advise is understand how much a full trade is going ot cost you. Understand commission of your broker, witholding tax, and capital gains tax in your country and try to estimate and calculate your return before your trade based on the growth of the company. But also look at Revenue Growth, Debt to Asset Ratio / Acid Test / and at the financial statements and employee numbers, increase decrease before you make a decision. Understand that your buying into a business. Not only a paper.
@BearStearnsCFO in the stock market, however, I do not want security but yield ;) otherwise I can also stay with the current account :) unfortunately, I myself have Coca cola in the depot, however, I will soon sort out.