Trex (@MehrZumThema) on getquin

Trex

@MehrZumThema

2Yr·

Opinion for $PYPL

🐻 Bearish

Why it is stupid to buy the PayPal dip.

PayPal had a good growth rate in recent years, which was priced accordingly.

Currently we are at a P/E ratio of 55!

And that after a month with - 20%

Ahh who cares about the P/E ratio for growth - tech stocks?

PAYPAL IS NO LONGER A GROWTH STOCK!

The user growth has slowed down extremely.

Retail in the US is open again and there the vaccination rate is relatively high.

Have any of you ever paid via paypal in retail?

No? Well, me neither.

But the deal with Amazon!!!

So: here the same: the existing Amazon users will fall back for the most part on the already deposited payment methods.

Why? Convinence.

Is but also the same reason why you buy from Amazon.

And also Amazon will grow less or stagnate in terms of retail because the stores are open again.

Why did PayPal try to buy pinterest?

Simple: they wanted to maintain their rating as a growth company. And that had fit with pinterest also to the kgv. But obviously it didn't happen.

19 Comments

Christian Rokitta@christian

2Yr

Agree with you, considering going out at a loss. Also see little edge for Paypal in the long term

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LetsGrow@LetsGrow

2Yr

I think that because it is en vogue to bash PayPal right now, some forget the "origin" of PayPal and the core idea of its business. Like no other payment service provider, PayPal still manages to retain customers in higher-volume transactions by simply offering better service. Yes, you don't pay for your €3 ravioli in the supermarket with PayPal, but you do pay for your €3000 gaming PC. PayPal is especially strong where more and more transaction volume is flowing in, online "retail", i.e. e-commerce and the like. PayPal is one of the most convenient ways for Apple users to pay in the AppStore and for virtually all Apple-owned services, if you don't want to handle everything by credit card.

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MORE MONEY BOY 🤑@EnjoyCapitalism

2Yr

In the long term, cashless payment is still a gigantic growth market, as cash offers no rational advantage. The established providers will continue to profit from this development. I would not write off Paypal directly just because there is a weak quarter.

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Raphael Steil@TheRealRapha

2Yr

Thank you for your assessment of this! P.S. if it continues like this, in 2 years no one will know what a P/E ratio is 😂.

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Dude Energy@DudeEnergy

2Yr

Gpay runs with PayPal among others

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SquirtGame@SquirtGame

2Yr

Via google pay you can pay with Paypal in retail stores

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Simon@DerSimur

2Yr

When I still had an Android smartphone, I actually only bought retail with PayPal (because of Google Pay). But I'm not invested in PayPal either way and don't plan to be, so 🤷🏼‍♂️

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Moritz@Molizi

2Yr

I still believe that if Paypal really wants it, then in the future we will pay more often or even mostly with Paypal when shopping, than today. Paypal offers especially for the small stores, a lower fee for their payment option than Visa at the moment.

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MoonTraveler@Apollo11

2Yr

Don't forget the travel sector, which is starting up again. Booking, Airbnb etc. are also paid with PayPal... So I wouldn't write off PayPal completely...

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Wertspeicher@wertspeicher

2Yr

Thanks for the assessment. But to the point, have any of us ever paid with paypal at retail. I use google pay in conjunction with paypal (since credit union is not supported on google pay) for 90% of my retail payments. I don't think I'm the only one there.

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