First position for monthly cash flow established

Harald@Madhatter5566

10Mes

I'm curious to see how that goes.

And why do you all need cash flow all the time? 🤑

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Visualizza tutti 24 ulteriori risposte

N@Khlmysee

10Mes

Stories from the Paulaner garden.

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Alexander_Bitcoin@Alexander_Bitcoin

10Mes

Nice, 1k pro Monat Cashflow.

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Chris@1Chrischi1

10Mes

stabil

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N@Khlmysee

10Mes

@1Chrischi1 who believes it.

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mami_goes_boerse@mami_goes_boerse

10Mes

Not bad 👌

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Erzwo@FYBSTRD

10Mes

Geringverdiener

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Carles@Carles

10Mes

Didn’t know about the existance of this kind of ETF. I think it is going to be on my savings plan.. 👌🏼
How do you feel about BDCs as dividend income options?

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Money Game@MoneyGame

10Mes

@Carles Sorry, I don't know much about BDCs.

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Carles@Carles

10Mes

@MoneyGame you should check $ARCC and $MAIN they’re amazing dividend payers with a long positive track record and stock appreciation (better total return even than this ETF). They’re basically loan facilitators to small-mid cap companies and distribute aprox 80% of their profits by law (they have good tax incentives to do so)

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Utente eliminato

10Mes

Il commento è stato cancellato

Carles@Carles

10Mes

@Coyote980 I check on Seeking Alpha, good source of info for any american stock.

$GBDC is not a bad BDC, they’be been growing fast their porfolio of loans and income, but forecasts for next years are not as good as it has been on the income side, as interests are expected to go down (to be seen). Their Yield is higher than usual, due to supplementary distributions, but I don’t specially like it when Yield on a BDC is more than 10% as it usually means a risky play.
They have a good diversification in their portfolio (software being 27% of it and then healthcare 7%) and Top10 borrowers are 13% and top25 are 27% of it, so not concentrated risk.

In any case, I usually go for the safe plays, wich are $ARCC and $MAIN . Ares being the biggest BDC and being arround during many crisis, so good track record and increasing value of the stock over years even with a 10% yield (for comparison, $ARCC is 35% up, $MAIN is 97% up and $GBDC is 6% down). i also like $HTGC for their focus on tech and biotech. 6% down is not bad for an 11% dividend income yearly, but I still prefer to pay a premium NAV.

Many BDCs tend to go down long therm, as they distribute a high yield and don’t have big margin for failures, if an important borrower bankrupt it can has a big impact on the portfolio. Also if there is a crisis the price goes down fast and strong so carefull if you don’t have risk tolerance (they also go up fast when it’s clear they’ll survive). That’s why I usually look at their long therm performance.

I’d wait for a small “crack” to go into BDCs, you’ll get high return on the dollar if you wait to that moment and choose wisely.

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Carles@Carles

10Mes

@Coyote980 i own $ARCC , $HTGC and $OBDC and planning to sell $OBDC at some point and switch it for $MAIN or more of $ARCC. Overall they account for a 7% of my portfolio; 42% total return in 1,5 years of owning them, as they’re up since I bought

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Diogo@Gaiagenetic

10Mes

My god you buy 5900 shares 😅😅😅 don't you think it's a little bit risky ? 😅😅 Like I'm kinda new but 😅😅

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FinanzFluesterer@FinanzFluesterer

10Mes

@Gaiagenetic Are 9646 better?

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Diogo@Gaiagenetic

10Mes

@FinanzFluesterer no way you bought that many

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FinanzFluesterer@FinanzFluesterer

10Mes

@Gaiagenetic yes, I have them

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Diogo@Gaiagenetic

10Mes

@FinanzFluesterer omg 🤣☺️

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Oleg@ScorpionfromBW

10Mes

@Gaiagenetic Everyone should decide for themselves how to manage their money. I would never criticize someone who can cover their living expenses with their capital.

I also have 5230 of them and it feels good to be able to pay a monthly rent

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Diogo@Gaiagenetic

10Mes

@ScorpionfromBW ya, I would never criticize on anything about anything and in this case I will never judge anyone on there's way to do things, like I just got amaze on him that's it .😊😊

Like I'm new on this investment thing's and I read Alot on what everyone says and expressed there's way to see and act and I learn form everyone, I don't get influenced I just study and learn form everyone, like I say everyone here are more experience them me 😅

It's like the shark thank 🤣🤣 I'm Nemo here 🤣🤣 but I like to learn how everyone do and Acts, and I learn form everyone and form my mistake and victory's 😊😊😊

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Oleg@ScorpionfromBW

10Mes

@Gaiagenetic Everything is fine, everyone who invests in this ETF must also be aware of the risks. Otherwise it would be boring

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Diogo@Gaiagenetic

10Mes

@ScorpionfromBW can you advise on ETFs ? 😅

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Diogo@Gaiagenetic

10Mes

@ScorpionfromBW like things we should be aware and no 1 say, I know what it is an ETF I understand the concept I have 2 off them, but my main investment is on stocks

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Oleg@ScorpionfromBW

10Mes

@Gaiagenetic I don't think you need advice on ETFs. Unless they are theme ETFs. You can't go wrong with all world ETFs. And $VWRL is also my biggest position

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undraiser_1472@undraiser_1472

10Mes

Interesting. Only found the ETF yesterday and also invested. I will expand it 😁

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