Unnecessarily high cash sum. In 30 years, 1 million euros will be worth much, much less. If I were you, I would increase the savings rate.
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1Anno
@FlorianoPerlini How am I supposed to increase the savings rate if the savings rate is already the difference between net income and fixed costs? That's like saying the best way to get rich is to stop being poor. That's great.
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@Soprano Optimize expenditure down to the last detail. Increase income in the medium term. Add at least 50% of each salary adjustment to the savings rate.
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11
•1Anno
@FlorianoPerlini I don't think there are many people who spend less than I do. A serious increase in income would of course be nice, but I can't force it at the moment. The last salary adjustments and special payments have always gone 100% into savings.
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