3Anno·

Moin,


I have a question and need the swarm intelligence. It is about loss calculation (no tax advice and no investment advice, I know).

I currently have $BIGG (+3,44%) in the depot. This was my first share and I have invested rashly 1100 € at 2.50 €. Meanwhile I have 68% minus.

Until it recovers, if at all, it will probably take a few more years.

At the same time I have the $D6RK (Dekafonds-TF) in the depot. That runs since the training at that time and I have there meanwhile 2000€ profit.


Now my question is:

I want to sell the DekaFonds 99.99% and invest the money in a new PC (important! 😅😂) and put the rest in the World.

I'm not sure about BIGG. Basically I already believe that the company will come at some point, only when is the question. And honestly I have no Bock now 5 years on minus ~70% or more.

Is it therefore possibly sensible to sell the thing at a loss wg. loss calculation to simply get rid of it? How would that affect the tax very roughly? Can one calculate there times so roughly over thumbs nen approximate value?

My tax advisor is prevented on longer, so I ask times here to get at least a rough overview.


P.S.: Exemption order is (at least almost) completely exhausted, since I have already sold another fund in January 2021.


Thanks for reading and I hope someone can explain this to me roughly and concisely.

7 Commenti

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3Anno
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immagine del profilo
@Versicherungsfachmanndepot Thanks, I didn't know that 😕 that's stupid 😖😩
1
@Thronar I thought it was "stupid" at first, but it makes sense because funds are treated differently for tax purposes with regard to partial exemptions.
1
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3Anno
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immagine del profilo
@Dill-is-Nice are both with the Sparkasse. One in the Deka custody account and one with the SBroker.
immagine del profilo
@Dill-Ok, then that would definitely be something to consider. I won't cover it completely, but at least a little. But theoretically I can wait until next year. There's no need to rush into it now.
immagine del profilo
@Dill-is-Nice but you didn't mention that fund gains cannot be offset against share losses 👆🏻😅
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