Since Deutsche Telekom's IPO ....., I have unfortunately only paid in a mini savings installment or nothing at all for years, simply out of ignorance.
Parallel to my Deutsche Telekom employee shares, I invested in the $HJUF (+0,41%) and in 2021 I switched this to the $VWRL (+0,15%) in 2021.
Savings rate since 2021
My savings rate is currently approx. 400 euros/month plus dividends 🙂
Target
A few euros in additional passive income from dividends would be nice. Would like to retire in 2034 and hope that this works out 😊
Dividends
My current incoming dividends of approx. € 1800 / year are reinvested directly in the respective ETF.