3G·

Will Getquin make me a dividend king?

Probably not, but it does have an impact on the share purchases in the long-term part of my portfolio. As a result, my forecast dividend for 2025 has increased by 1400% compared to 2024. Ok, instead of 7.30 euros now 117 euros. But it's going in that direction. And the increase will be even higher due to the savings plans. So part of the community has already caused a certain rethink. Previously, I tended to have stocks in the long-term section that I thought had multi-bagger potential. I've now put them in the savings plan section and instead invested in stocks like $CABK (-3,94%) , $MAIN (-2,77%) , etc.

14 Commenti

Dividende > Zinsen@GoDividend

That's really motivating. For me, it's around 160% compared to 2024.

•

Tobi60@Tobi60

My dividend rate drops every year, because of Getquin I realized that the dividend strategy is not the be-all and end-all, especially not in the savings phase. That's why I now have far fewer individual shares than when I started and more Etf, Bitcoin and a bit of gold

•

Chris@Multibagger

@Tobi60 That is also completely ok. For me, this portfolio share also only makes up about 20%. Due to my approach of turning 3,000 euros into 100,000 euros in 10 years, more is not possible. My main share of approx. 60% is trading and consists primarily of derivatives. 20% consists of savings plans, primarily on shares.

••

Tobi60@Tobi60

@Multibagger oh it was you, I remember your post with the 3000 to the 100k. Good luck at least

•

S.A.U.@SAUgut77

I know this myself. Mid 2023 started 2024 increased by 3444% and 2025 predicted 128% so far.

But I also see, for example, in such market phases that my dividends keep me afloat and the benchmark (2023-now) beats the market. Conversely, my dividend yield in the portfolio is around 8.02%...so that with an additional small growth component, the bottom line is a good result.

•

Chris@Multibagger

@SAUgut77 8.02% sounds really good. At the moment this is not interesting for me, as I need an increase in value of 45% for my challenge to turn 3,000 into 100,000 in 10 years. But when I have achieved this in 8 years, I would like to shift 70,000 into dividend-bearing securities and make 1 million in 10 years with the other 30,000 as a retirement hobby. With which values do you manage 8%?

••

S.A.U.@SAUgut77

@Multibagger would also like to build up an additional retirement provision in the foreseeable future (approx. 20 years) with my regular investment, but I have a slightly different approach.

I got in during the strong bull market and despite the initial exuberance and the current correction, my portfolio has so far kept up with or even outperformed the current index ETFs, measured from 06/2023. In addition, my dividend also flows back into my portfolio, so to speak as money that was not there before and thus also increases my regular savings rate...makes it easier from my point of view.

In addition, after a short time I am already making optimum use of the annual allowance without having to make additional sales. Otherwise it would be wasted money or returns in the long run.

As I said, if some growth is added to the ~8% in the individual stocks or additional growth stocks are created, the bottom line in my opinion is a good overall result including a good dividend.

And at the moment my portfolio consists of 9 stocks...

$BATS, $PETR4, $O, $MUX, $HSBA, $VICI, $RIO, $QYLE and a distributing ALL World from Invesvo

•

Chris@Multibagger

@SAUgut77 Does $QYLE always have such a high payout of 13%?

••

S.A.U.@SAUgut77

@Multibagger no, was actually always around ~10-11.x%

••

Chris@Multibagger

@SAUgut77 also good

•

S.A.U.@SAUgut77

@Multibagger The nice thing here is that only 70% is deducted from the tax.

•

Chris@Multibagger

@SAUgut77 would also have one for you that would go well with it.😉 $ORI

•

S.A.U.@SAUgut77

@Multibagger was already on my watchlist and a nice stable share, but don't be fooled by the dividend. The percentage shown for this year is only due to a one-off effect (special dividend) and is normally lower.

••

Frank K.@Gazza

Dividends are nice. I have 4 distributing etfs and a few stocks like $BAT and $ALV that have good yields and are still growing. Will probably get out at 80% growth this year and use the 2000 euros (married) lump sum. Nevertheless, the dividend yield on the portfolio is well below 3%. Crypto just doesn't pay dividends either :)

••