1Settimana·

Brothers portfolio

My little brother is 15 and earns money from his part-time job. Instead of spending it all, I invest it partialy for him. Every month, I buy a bit of VWRL on his behalf. This way, he learns early how to manage his money wisely, and together we're building his financial future.

Which ETF's should we add for him or just stay with $VWRL (+1,6%) ?

08.04

Vanguard FTSE All-World ETF

Acquistato x1 a 113,40 €

113,40 €

6 Commenti

batic420@batic420

1Settimana

Depends on how much your brother makes per month. 🤑

If he earns enough by himself, that you can invest, you should consider setting up a Core-Satellite-Strategy. Here you invest a large part of his income in a Core Investment (for example your All-World ETF) and a smaller part in a satellite (for example an ETF that focuses on a continent or specific market areas - europe, emerging markets, AI, tech, S&P500, etc.).

But if he earns about 200-300 or something like this, I think you can also stay with the $VWRL - he's only 15 which means he has enough time to learn more about investing later on and then he can use a solide base (the money you already invested for him) which he can use to focus more on investing and building a strong portfolio. 😎

All the best and hope this helps you guys! 😄

•

WegNaarWelvaart@WegNaarWelvaart1

1Settimana

@batic420 He makes around $150 per month. The plan is starting with $VWRL if he gets older the foundation is build. Then we can see further.

•

WegNaarWelvaart@WegNaarWelvaart1

1Settimana

Thanks for your reaction!

•

batic420@batic420

1Settimana

@WegNaarWelvaart1 good strategy!
He already has a better investment strategy then almost 90% in his age I'd guess! 😎

All the best, happy investing guys 🚀

•

FinBro@finbro

1Settimana

Great initiative. It’s a good start. More important than already choosing the „right“ allocation, teach him also the theory behind investing.

••

WegNaarWelvaart@WegNaarWelvaart1

1Settimana

@finbro I am working on it ;) , only he is 15, and so his priorities are not yet with investing. But I am getting him further and showing him many examples of the effect of starting to invest young. He is getting it better and better. Nice to see. Thanks for your response!

•