My portfolio

Hello everyone,

I wanted to share my portfolio and my strategy with you today.

I've been active on the stock market since 2022.

Like many people, the start was not perfect. In the beginning, I traded back and forth too much, bought and sold shares only because of short-term movements and often went with my gut feeling rather than a clear strategy.

In the meantime, however, I am really happy with my portfolio and, above all, with my direction.

I invest for the long term, broadly diversified and hedge all my positions (except $ISPA (+0,77%)) on a monthly basis.

I no longer worry about short-term price movements.

A few books, which I have already presented in a separate article, have also been particularly helpful.

My portfolio is divided into two areas:

ETFs at Trade Republic:

Vanguard FTSE All-World ($VWRL (+0,31%)) is my basic investment and forms the backbone of my portfolio
Fidelity Global Quality Income ($FGEQ (+0,68%) ) I find the ETF's approach very interesting
iShares STOXX Global Select Dividend 100 ($ISPA (+0,77%) ) I still have from my early days. It will probably be completely switched into the VWRL sooner or later
iShares Physical Gold ($IGLN (+0,24%) ) is intended as a small addition

Individual stocks at Scalable Capital

I have specifically selected six established companies that I am betting on for the long term.

They are not insider tips, but for me they are solid and easy to understand:

Microsoft ($MSFT (+0,25%) )
Apple ($AAPL (+0,07%) )
Visa ($V (+0,27%) )
Coca-Cola ($KO (+0,13%) )
Allianz ($ALV (+1,56%) )
Realty Income ($O (+0,23%) )

If I find any exciting additions in the future, I would like to expand the stock selection to a maximum of ten stocks.

I invest in all my ETFs (except $ISPA (+0,77%)) and shares on a monthly basis.

I also make targeted individual purchases from time to time.

This gives me a clear structure, keeps me disciplined and allows my portfolio to grow.

I'm glad that I've learned from my beginner's mistakes and have now found a strategy that suits me.

How did you get started in the stock market and what helped you find your way?

Warm B.@Growth_champion

Your transaction cost is way to much, are you investing the dividend with 1/3 euro per transaction back in the market? I suggest regular investing with no cost, you can do that by TradeRepublic or DeGiro with low cost.

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Kai@Kai_

@Growth_champion As I already mentioned in my post, I made a lot of mistakes in the beginning, including frequent buying and selling, which led to higher transaction costs back then.

I've been using Trade Republic and Scalable Capital from the start, and I reinvest my dividends collectively through a savings plan.
Last year, my total costs were around 4 €, which I think is absolutely acceptable.

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Aspirin A.@AspirinAndi

Why are you still investing in Microsoft and Apple individually, even though they are already in the top 10 in the two ETFs $VWRL and $FGEQ? Are you deliberately overweighting these stocks?

@AspirinAndi Yes, I am absolutely aware of that.
I specifically added Microsoft and Apple in order to deliberately overweight them.
As I really enjoy stock picking, I also like to look at individual stocks alongside the ETFs and select companies whose long-term development I believe in.

My portfolio 💼