4G·

Savings plan assessment

Hi everyone!

I've been on the stock market for a good 1.5 years and have already built up a core, the $VWRL (-0,52%) built up.

At the same time, I have invested in individual stocks. In the meantime, I have started to sell my individual shares and transfer the amounts, including income, to the $VWRL (-0,52%) together with the income.


Now I would like to invest only in ETFs/gold for the next 20 years.


I was thinking of the following strategy:

$VWRL (-0,52%) 60%

$EXSA (-0,39%) 15%

$VUAG (-0,16%) 15%

$WGLD (+0,08%) 10%


per savings plan.


I would like to deliberately overweight the USA, as I believe that it will remain the engine of the global economy in the long term. Does this make sense over an investment period of 20 years in this strategy, or do you have other alternatives or criticisms of the selection?


Thank you! 🫶

8
6 Commenti

immagine del profilo
I like it. Personally, I would take out the Europe etf and replace it with bitcoin. I would also swap the sp 500 for a Nasdaq 100. Otherwise it fits.
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immagine del profilo
1
immagine del profilo
Personally, I wouldn't invest in gold, but that's a matter of taste. I don't see anything wrong with what you're doing.
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immagine del profilo
@Nick-investing May I ask why? 😎
immagine del profilo
@patrick0NTour Gold is not a productive investment, in the end gold is only speculative and therefore nothing for me personally. But gold can definitely be useful in a portfolio, so I have nothing against it.
immagine del profilo
@Nick-investing Thank you for the explanation 👍🏻
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