Very interesting portfolio. Now that I'm in my early 50s, I'm starting to get interested in how to structure the portfolio in retirement. Are you planning to de-save the portfolio at some point or will it be inherited and you will only use the cash flow from the dividends?
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First and foremost, only the cash flow from dividends should be used. Only when that is not enough will we start to use the substance. My wife will retire in ten years' time and we will continue to increase and optimize the portfolio until then.
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