immagine del profilo
2Settimana
I don't know how big your MSCI World position is. But €50 a month? And for Mcs, P&g and Pepsi also 50€ each?

I don't think these stocks are a better investment in the medium to long term. Especially as they are in the World anyway. And just because of the dividend? I don't know.
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immagine del profilo
2Settimana
@xzxzx I agree. Apart from Visa, no other share is currently outperforming a global fund.
immagine del profilo
@xzxzx My MSCI World currently accounts for 39% of my portfolio. Mcs, P&G and Pepsi currently between 1.6 and 1.9% each, so I don't see a problem there.
I agree with the share price growth, but an MSCI World does not pay a dividend of 2-3% (and yes, I am aware that the dividends do not cancel out the difference in the charts, but my long-term goal is to create a passive income)
immagine del profilo
Even if your goal is passive income, the msci will also have a higher personal dividend yield in real terms due to the greater price gain over time. Even if the dividend yield is well below 3% at the beginning, the personal dividend yield will be far higher later on.
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immagine del profilo
@xzxzx At your age (savings phase) I would put everything into an ETF, e.g. S&P500, and when you're approaching fifty I would think about switching to dividend stocks... Pepsi and co. will give you a very poor return that won't even compensate for inflation over your investment horizon...
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@dividenden_herzog I can understand that it's nice to get a few euros in dividends every month and that motivates you. It certainly makes the most sense to invest in a broad ETF. Just to think about it. How about investing in stocks like Microsoft, Visa, Unitedhealth, Novo-Nordisk, TSMC, MSCI, Home Depot or similar. You may have little dividend at the. You have little dividend at the beginning but it increases by at least 10% every year without you having to do anything. Then you have growth and if you look 20 years from now, probably a higher dividend yield than Pepsi or Nestlé.