First of all, welcome to the active community. I'm pleased to see that many new active members have joined in the last few days and are taking their first step here.
Personally, I think you have too many ETFs for your age. That's rather defensive, just like the building society savings contract and the savings contract with the savings bank. In my opinion, in your early 20s you have enough time for more individual assets and more risk. But of course it has to suit you. If you feel comfortable that way, that's fine.
Personally, I think you have too many ETFs for your age. That's rather defensive, just like the building society savings contract and the savings contract with the savings bank. In my opinion, in your early 20s you have enough time for more individual assets and more risk. But of course it has to suit you. If you feel comfortable that way, that's fine.
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2Mes
@Multibagger Thank you. Basically, I feel comfortable with a mixture, hence the venture with 212. What are your experiences with 212?
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•@cashing I think it's great. But I only use it for savings plans and shares via Pies.
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2Mes
@Multibagger That works. A somewhat naive question: How does it actually work, or is it even possible to transfer securities individually to another custody account without closing the original custody account? I would like to incorporate my positions in $RHM, $GOOGL etc. into a pie in order to reinvest dividends directly there. Otherwise, I might put my idea into practice and close my TR custody account in order to use 212 exclusively for shares and call money. What bothers me, however, is that according to my research, the accounts are protected by the deposit protection scheme, but the custody accounts are only protected up to €20,000.
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