Hey, I'm Tunahan, 18 years old and I live in Belgium. I'm still in school at the moment, but my passion for personal finance, personal development, financial markets and especially building a strong mindset started when I was 15 💡.
💼 Work & discipline
In addition to school, I work in a supermarket on weekdays and at Nike on weekends. In total, I work around 55 hours a week. The reason? Students in Belgium can work tax-free - and I take full advantage of that. Despite my busy schedule, I always make sure to keep time for myself.
At the moment I still live with my family, which allows me to keep my fixed costs low and invest more in my future.
🔥 Motivation & mindset
What motivates me every day: I have my goals hung up directly opposite my bed. I see them every morning - and that gives me the energy to work on myself consistently.
📚 Books & inspiration
I read a lot of books about mindset, money and personal growth. Some highlights that I would recommend to anyone:
- The Psychology of Money - Morgan Housel
- Rich Dad, Poor Dad - Robert Kiyosaki
- Think and Grow Rich - Napoleon Hill
- The Richest Man in Babylon - George S. Clason
- Being Rich and Wealthy
These books should actually be compulsory reading for all schoolchildren. Unfortunately, the school system pays no attention to the subject.
📈 My investments & strategy
I have built up a clear asset allocation, divided into different categories:
- Stability & Growth - Invesco FTSE All World 🌍
- Strong growth - Nasdaq ETF 📊
- Dividends & Security - VanEck Dividend Leaders 💵
I also have crypto in my portfolio as I believe in blockchain technology. As a young investor, I can take more risk than someone in their 40s with a family and children.
💰 Financially, it looks like this:
- Average income: approx. 2100 € per month
- Expenses: approx. €100 per month (as I still live at home)
- Investments: approx. €2000 per month directly into the portfolio
In this way, I am gradually building a strong and diversified basis for my future.
🎯 My "why" & plans for the future
My biggest "why" is that I want to have financial freedom later on so that I can devote my time to the things that are really important to me. I don't want to be dependent on a boss or the school system, I want to go my own way.
My first big goals are:
- Start my own business before my 20th birthday
- Open a waffle store because I love entrepreneurship and see this as a great opportunity 🧇
- Make my first real estate investment
- Continue to expand my sustainable and strong investment portfolio
Next year I will graduate from high school and after that I want to start my own business. My goal is to build a system that works even when I'm not actively working.
🙌 Call to the community
I'm looking forward to your opinion:
👉 What tips do you have for young investors or entrepreneurs who are just starting out?
👉 Which books or experiences have helped you the most along the way?
In short, I believe in hard work, smart investing and lifelong learning. I look forward to sharing my journey - and learning from you too. 🚀
