immagine del profilo
I’m going a similar way. Basic dividend ETFs to cover the world and balanced dividend stocks from different sectors to even out the pay over the year. Then I have 10-15% growth stocks with crypto added. That part has gone up from 5% to almost 15% now. I got rid of my (US) bonds because i don’t think the US is as reliable anymore. But I am fine with stocks and crypto only.
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immagine del profilo
@Wuestenschiff That's really interesting, Capt'n — thanks for sharing!

I'm glad to hear others are thinking in similar terms. Like you, I’m finding peace of mind not from chasing the biggest returns, but from creating a portfolio that feels resilient across cycles. Monthly dividend payers give me stability and cash flow (even if they underperform sometimes), while selective growth and crypto plays help capture upside.

I also get your point on US bonds — they’ve lost a lot of shine. But as Buffett says: “Never bet against America.” I still think the US market, despite short-term headwinds, is one of the most innovative and rewarding over time — especially through quality dividend stocks and sector ETFs.

Out of curiosity: any particular ETFs or dividend stocks you consider “core” for stability right now?