immagine del profilo
Retiring in 15 years' time? Then you'll have to work hard!
How high is your savings rate?
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immagine del profilo
@Epi In 16. it should be a small addition that brings more return on average than overnight money. Small building block alongside savings, house and company AV. Savings rate averages 180 so far, will be increased in the further course and additionally larger purchases on occasion.
immagine del profilo
@NoBobble With a bit of luck, you'll have an extra 50-70k in 16 years. It's not the world, but 1-2x more vacation a year should be enough. 👍
You're standing on several legs with a pension, house, occupational pension, savings. So all in all, it should fit.
However, I would check the occupational pension again. It's usually more worthwhile to invest the money yourself on the capital market. You may also be able to increase your deposit savings rate this way. Just do the math. I wrote an article on this last year. It's in Bestof.
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immagine del profilo
@Epi yes exactly. And 60-80 is roughly my target corridor for this leg 🙂
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