Are you going to completely dismantle your existing multi-factor tinkering booth? I don't think I could. At most, I'm considering leaving new money in moderation at the moment.
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@SchlaubiSchlumpf by the way, I think your profile picture makes me sleep badly
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@SchlaubiSchlumpf No, don't worry. I still have my multifactor portfolio.
I just wanted to illustrate this form of investment reserve here. So that people aren't completely overwhelmed by it and you can easily compare the performance, I've created a demo account here with a FTSE All-World instead of a multifactor.
This reserve is also not new, it has always been part of my portfolio. However, I was never quite sure how it should be invested in times of crisis. After some back and forth, I have now settled on this variant.
Do you have any concerns about this?
I just wanted to illustrate this form of investment reserve here. So that people aren't completely overwhelmed by it and you can easily compare the performance, I've created a demo account here with a FTSE All-World instead of a multifactor.
This reserve is also not new, it has always been part of my portfolio. However, I was never quite sure how it should be invested in times of crisis. After some back and forth, I have now settled on this variant.
Do you have any concerns about this?
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@TotallyLost hmm absolutely not. I wouldn't have found it so sensible to sell if some taxes had already been incurred. You could even take it a step further and riskier. If it primarily affects the USA, you could consider choosing a leveraged S&P. Then you could do what $WTEF does, only more intensively, i.e. with fluctuation of the investment reserve
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@SchlaubiSchlumpf I don't think the efficient core is so good, because even deep in the crisis you hold investment reserves. But maybe quite nice for more cautious people.
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@SchlaubiSchlumpf What do the other nerds think of the idea of a bifurcated investment reserve?
@Epi @randomdude @Stullen-Portfolio
Have I forgotten anyone else?
@Epi @randomdude @Stullen-Portfolio
Have I forgotten anyone else?
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@TotallyLost oh yes, I'm not sure if the fork isn't a bit overkill. But it shouldn't cost much. And I'm not enough of a bond expert to say too much about it.
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@SchlaubiSchlumpf Gabel?
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@TotallyLost The topic of investment reserves reminds me of Beck's Global Portfolio One. For which finanzen-erklaert.de has shown that B&H was always superior from a holding period of 14 years.
Regardless of this, your asset allocation would be far too fragmented for me. And that - if I understood correctly - for 1-2% outperformance?
Sorry, but you asked for my opinion 🤷🏻♂️
Regardless of this, your asset allocation would be far too fragmented for me. And that - if I understood correctly - for 1-2% outperformance?
Sorry, but you asked for my opinion 🤷🏻♂️
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•@randomdude Thank you for your quick response.
The small size is indeed a problem.
However, I wanted to position the reserve as broadly as possible.
In practice, this is not a problem for me, as the size of my portfolio allows this without the transaction costs eating me up.
However, if the portfolio is not 6-digit and if each savings installment significantly increases the profile, then B&H is better. 😘
The small size is indeed a problem.
However, I wanted to position the reserve as broadly as possible.
In practice, this is not a problem for me, as the size of my portfolio allows this without the transaction costs eating me up.
However, if the portfolio is not 6-digit and if each savings installment significantly increases the profile, then B&H is better. 😘
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@TotallyLost Forked bonds were supposed. Depending on the size of the investment reserve, it seems to me that there are many different assets for very little difference between the assets. So basically what @randomdude wrote.
You could also consider buying a 3x leverage of about 50% at -40%. But then of course you are in a new asset class as you described
You could also consider buying a 3x leverage of about 50% at -40%. But then of course you are in a new asset class as you described
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