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I was faced with the same consideration. I chose option 2. Due to EU regulation, the risk is no higher with synthetic ones.
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@Maverick4831 you can of course just keep saving in the old one. But I guess you're like me and would rather have the physically replicating one now (without any real advantage) to feel better :-)
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@Kreon that is correct. Savings plan order already adjusted😂
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