How much do you save or invest each month

Lulu · 2026-09-05T08:10:48.165347Z

Good morning, I'd be curious to know how much you invest each month. Feel free to just share your savings rate as a percentage! For me, it's currently about 45%. But I'm also lucky enough to live in an affordable apartment.

Epi@Epi

2G

I marry wisely, keep my expenses low, enjoy life, and save the rest. Between 10 and 80 percent.

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Lulu@Lulu

2G

@Epi Now that's a statement, haha! 🤓

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SanSebastian@WarrenamBuffet

2G

@Epi selbes Motto :D

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1

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Solitair@Solitair

1G

@Epi Those are good resolutions.

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1

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Epi@Epi

1G

@Solitair It's not just about resolutions, my friend. 😏

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AI sagt@GoDividend

2G

It always feels like it's not enough

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Pinky and the Donkey@DonkeyInvestor

2G

@GoDividend with you, anyway

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AI sagt@GoDividend

2G

@DonkeyInvestor Rice is limited to 50 grams per person per day

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3

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Pinky and the Donkey@DonkeyInvestor

2G

@GoDividend They have over 50 grams of rice right now? Are you the king of the U.S. or something?

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AI sagt@GoDividend

2G

@DonkeyInvestor will be gradually reduced. Life of excess must come to an end

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1

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Andrzej Bos@AndrzejBos

2G

I'm currently saving just under 25% of my pay, but that amount will go up next year.
It's a little addictive😂

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Lulu@Lulu

2G

@AndrzejBos I know what you mean—I feel bad when I spend money on myself 🤓 I always end up thinking I'd rather invest it instead.

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SanSebastian@WarrenamBuffet

2G

@AndrzejBos Man kennts

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NichtRelevant@NichtRelevant

2G

@Lulu I feel the same way. You go out to eat, 100 euros are gone, and you think to yourself: I could have bought a few stocks with that. 😅
But you can't forget to enjoy life, either.

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portfolio_maestro_1156@Duke87

1G

@AndrzejBos Rede

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🏊🏻‍♂️ • 🚴• 🏃‍♂️ Endurance Life@MozartsGeist

2G

2k + reinvest dividends

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SanSebastian@WarrenamBuffet

2G

With the Children's Savings Plan 1700

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Lulu@Lulu

2G

@WarrenamBuffet That's really good 🙈

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TaubeSmash@TaubeSmash

2G

@WarrenamBuffet very strong 🏋️

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Denis@DenisVidukic

2G

1,500 euros per month. 4 investment installments in different ETFs.

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4

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Lulu@Lulu

2G

@DenisVidukic Sportlich

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Walter S.@Roots

2G

Approximately 33% of my total income

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4

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Lloyd@Xotol

2G

25% of my net salary I invest monthly

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3

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Lulu@Lulu

2G

@Xotol That's good :)

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Get_Rich_or_Die_Tryin@Get_Rich_or_Die_Tryin

2G

~25% of net income with 2 kids

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Lulu@Lulu

2G

@Get_Rich_or_Die_Tryin It's certainly not easy with kids, but 25% is still really good!

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Get_Rich_or_Die_Tryin@Get_Rich_or_Die_Tryin

2G

@Lulu I'd say: challenging, to say the least. But I'm going to stubbornly stick with it as long as it works out.👌🏻 If it were up to me, I'd obviously love to do more, but hey, the kids and our adventures come first.😁

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3

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SaLa@SaLa

2G

Between €250 and €450 (through a savings plan)—it depends on the month—plus whatever's left over at the end of the month.

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3

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Börse_nach_Bauchgefühl@Boerse_nach_Bauchgefuehl

2G

€2,000 per month in ETFs + occasional stock purchases.

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3

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Marcus-79@Aktienneuling-1979

2G

So far, I’ve only contributed 400 euros to my ETF savings plans, but this month it’s 600, and starting next month, the savings amount will be increased to 800 to 900 euros, since I’ve settled a few outstanding balances. The goal is to consistently reach a savings rate of 1,000 euros per month.

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undraiser_2742@undraiser_2742

11H

My advice: don’t compare yourself to others, whether in percentages or actual numbers. Someone who earns €10,000 can always set aside more than someone who earns €2,000. With €10,000, I could easily set aside 80%—or €8,000—if I wanted to; with €2,000, I couldn’t set aside anything at all. If you’re satisfied with your savings rate, then you’re doing everything right.

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Ekineba@Arbello

2G

52.777%

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Pinky and the Donkey@DonkeyInvestor

2G

three fifty 👍

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2

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TaubeSmash@TaubeSmash

2G

3,000€ per month—50% of dividends reinvested; 7,000€ invested in November via a special payment. Savings rate: approx. 30%

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2

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asset_sage_smmad@asset_sage_smmad

2G

1.5–2k, as much as we can.

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2

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wealth_navigator_itdzw@wealth_navigator_itdzw

2G

Around 400/700€ depending on the months. Currenthly i invested 0€ in past 2 months going to purchase BTC this month with that amount

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user601255937b4c4aa1@user601255937b4c4aa1

2G

63% of net income. A wise man once told me “do it with passion, or don’t do it at all”

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Chris@Psychedelic_Sunflower

2G

About 35% in months without any special expenses.

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1

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Lucky92@lucky92

2G

Momentan 3k

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BundesAktienMinister@BundesAktienMinister

2G

1,400 euros, 2 children, wife, husband.

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Melina@Meli94

1G

Right now it's about 15k per month, but it tends to fluctuate in either direction 👍

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Lulu@Lulu

1G

@Meli94 That's really crazy 🙈 But congratulations

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Melina@Meli94

1G

@Lulu Thanks! 😁 Five years ago, that savings rate would have been unthinkable for me—and even today, it still seems crazy when you think about it :)

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Lulu@Lulu

1G

@Meli94 With my 1,300 euros, I'm nothing compared to that.

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Melina@Meli94

1G

@Lulu Yeah, that's way more than average!

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Das 8. Weltwunder@Zinseszins

10H

Between 20 and 25 percent of my income 😀

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NichtRelevant@NichtRelevant

2G

Investment Account: I invest 500 euros per month. In addition, I try to reinvest at least my dividends. From time to time, there are larger inflows when the opportunity arises.

Real Estate: I’m making relatively diligent payments toward my loans. While some of my new projects have financing with only a 1% principal payment, the rest all had an initial principal payment of at least 2%, which increases continuously as a percentage due to their structure as annuity loans. My tenants pay off about 29,000 euros per year—which corresponds to approximately 2,400 euros in net worth growth per month.

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Solitair@Solitair

1G

Nothing really. €100 from Trade Republic cashback and €100 in a Nasdaq 100 ETF that I used to contribute to as part of a tax-deferred savings plan. I’m keeping it going out of nostalgia. Oh, and then there’s €6.65 in a current VL portfolio. Unfortunately, my stingy employer won’t let me contribute any more than that.
Otherwise, my portfolio will just have to manage on its own.

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DumpMoney@DumpMoney

1G

3.5 to 6k per month. Unfortunately, it varies a lot depending on my expenses. Unfortunately, they don't come up as regularly as they used to; instead, they pile up.

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emppsb@emppsb

1G

I invest 25% to 40% of my net salary depending on the month, and 25% of all my freelance work

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Investor19@Investor19

1G

For me, it's about 90%

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CojoRules@CojoRules

1G

Our monthly baseline for retirement is €4000, plus €500 for our son’s future. This amounts to approximately 1/3 of my household income. However, there were months when the invested amount increases slightly. I would have preferred to invest even more, but we recently purchased a home, and an additional one-third of my income will now be allocated to mortgage payments…

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How much do you save or invest each month? :)