10H·

Beginner's question, share sale

Can I also ask a beginner's question (as a safeguard)?

I bought 14 $PEP (-0,48%) all with a buy in of € 144 some time ago. As you know, the share then fell sharply (currently -20.43%), so it should be quite a long time before I am at least back to zero.

My loss pot is still pretty empty (I ended up here in June with a total of + 1.7%), so is there any point in selling everything now at €115 and then buying in again with the low buy in, would I then regularly top up again?

Thanks and best regards

13 Commenti

Nobody@Nobody_123

10H

Maybe it will go up when you sell? Anything is possible.

Time in the market is better than timing the market... at least it hardly ever works for me...

If you are convinced of the store, stick with it, otherwise you better get out

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K@TechNav

10H

If you liked the share at € 144, you must be even happier today at € 114, aren't you? Because NOTHING has changed in the company itself in this short time.

Consider the reasons why you are buying at a certain price, also for your future purchases.

Timing the market doesn't work. You might as well try your luck at gambling.

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Wolf@Eurosammler

@TechNav So buy more, of course I still like the share.

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K@TechNav

@Eurosammler yes 👍 if you like the company's figures, buy the share at a discount

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Kate🦋@Iwamoto

10H

If you plan to sell something at a profit in the same year, it could pay off. However, if you only consider Pepsi, the new tax burden would also start earlier with the new lower cost price.

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Wolf@Eurosammler

10H

Yes, I would like to liquidate a $LU1681043599, I still have a $IE00B3YLTY66 and a $IE00B5BMR087 running.
Proceeds will be around €12,000, I'm still waiting for a market value of around €590 (I'm confident 😂).

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Kate🦋@Iwamoto

@Eurosammler I'm not sure whether this applies to Germany or Austria, but in one or both countries, gains and losses from ETFs cannot be offset against those from shares.

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Wolf@Eurosammler

@Iwamoto That's right, I hadn't thought of it, thank you! (Germany)

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Sebastian@Baisse-Jumper

However, the loss pot is not only valid for one year, but remains in place until it has been fully offset. Otherwise correct: losses from shares can only be offset against gains from shares. ETFs and funds have their own pot. At least that's the rule in Germany.

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Wolf@Eurosammler

@Baisse-Jumper Thanks for the information, I had read that somewhere before, but I didn't remember it.
So it's better to reserve the loss pot for the shares that you want to get rid of when you're heavily in the red?

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Sebastian@Baisse-Jumper

@Eurosammler Let's put it this way: you can of course play around with the loss pot for shares. If you intend to sell a share at a profit and the FSA has already been used up or is not sufficient, for example, it is practical to be able to make use of the offsetting via the loss pot. I myself have deliberately sold shares in the red in order to increase the loss pot for offsetting future share gains.

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Wolf@Eurosammler

@Baisse-Jumper In other words, it is an emergency solution if you have a stock corpse in your portfolio that you can no longer raise or you can use the proceeds for a new investment.

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Bullnbear@Bullnbear

My advice: keep Pepsi, the consumer goods stocks are always bad when everything rises & when everything falls, it is precisely these stocks that stabilize the portfolio + actually always pay safe dividends.

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